The time has come

Merlot1975

Hello, I have just found your diary. I have subscribed and will catch up with reading it

Desperate_to_be_debt_free

Thank you both for the support. I don't actually feel too bad at the moment but the debt does definitely get me down, I suppose I'm no different to anybody else.

I suppose I can make overpayments on the secured loan but at the moment I'm struggling to even meet what I'm meant to

I'm definitely having a money free day tomorrow, firstly because I haven't got any and secondly because if I don't get some ironing done ill be going to work naked next week.

I have just posted a letter off to Black Horse finance to see if I can claim some mis-sold PPI on a 'very' old loan. If you don't ask you don't get and it only cost a stamp so I thought I'd give it a go.

DreamerHelen

Hi there, it sounds like things are a little more positive for you....You've got that extra money back from your PPI which is GREAT....and then you might get some more money back....So things are looking up....

Just try and take it easy....I know money can stress people out, it does me too....but try to remember the good things in Life too....

Hope you have a relaxing Bank Holiday...

shinner

I got PPI for a loan from 97 and only sent a daft email. Lol

Eyes_wide_open

Wow, we'll done on your ppi payment and good luck with the next one. Totally agree no harm in asking.

I'm on a wind down to payday, so a nsd for me too ( well hopefully). X

Desperate_to_be_debt_free

Good morning all. Not been up very long but have put my time time to good use. Plans today include clean the house from top to bottom, sort out wardrobe and remove anything I don't want and put in car boot pile, steam clean all the floors and finish the day off by ironing. Ok, so off to the bathroom info for my first job. A no spend day for me.

Desperate_to_be_debt_free

shinner wrote: »

I got PPI for a loan from 97 and only sent a daft email. Lol

Hi Shinner, I'm hoping for a bit of success with it, can only try!!!

Desperate_to_be_debt_free

Eyes_wide_open wrote: »

Wow, we'll done on your ppi payment and good luck with the next one. Totally agree no harm in asking.

I'm on a wind down to payday, so a nsd for me too ( well hopefully). X

No spend day for me as we'll, not through choice though, but because I haven't got any money :cool:

Eyes_wide_open

Not having any money never stopped me spending in the past so that wouldn't have guaranteed me a nsd.
Read somewhere to rename my credit card as a debt card ... Not so appealing. An nsd sounds like the preferred option to me.

Have a great day xx

Merlot1975

Fingers crossed for your PPI claim.

I am having a NSD today for exactly the same reason