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Full isa & saving 1k a month where do i go?
Comments
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yes i currently have a few 1000 left on this years isa before i start using the e-savings Reward again.
the Monthly Savings account gives you 3.20% when no withdraw is made and you save the max £250 a month. i set this up as my isa last year become full and i needed somewhere to put the money and this seemed a good option? i am not tied i could close the account any time? the way i looked at it was the 3.20% even after tax it was higher than the 1.25% even if it was a lower amount.
basically i got a new job about a year ago so i am now in a place where i can save a lot of money just don't no what the best way.Age: 24 / London/Ireland / Salary €49,000 / 1 London BTL (8% yield) / Total savings pot £12k+
Lloyds Club CA £5,000 @4% / FD Regular Saver £3,600 @6% (12 of 12) / TSB Classic CA £2,000 @5%
Clydesdale Direct CA £1,000 @2% / Santander ISA £700 @0.5% / Premium Bonds - £100
Halifax Reward CA (£5 per month) / Santander 1|2|3 CC (cashback)0 -
3.2% sounds okay on face value, but it's not the best available, per link in post 2 above0
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