getting the timming right for index funds

racing_blue

I'm not sure there is a correct answer. But personally, I'd drip feed at the moment rather than make a lump sum investment simply because the major indices are 25% higher than they were this time last year.

donniej

TD Direct is not a good place to invest - their ongoing fees are average to high, their exit fees are extremely high (which makes it hard to change providers) and their customer service is atrocious (at least it has been the few times I tried to get any information out of them - they didn't know what they were talking about, were slightly condescending and what they told me often contradicted what it said on their website.)

There are plenty of better and/or cheaper alternatives.

patoli

Once again thank you for your comments.

As I do not know what the best answer is, and since I will invest into two ISA shares (I will actually choose both the same lifestrategy vanguard fund 100% equity ACC or the 80% -20% not quite sure yet) this year for my other half and myself, I will put the full £11520 in one go and with the other I will put in money every month.

Does that sound like a good plan?

patoli

No answer....:(

Did I not formulate well my question perhaps?

:beer:

atush

It certainly sounds like a plan.

If it is a good plan or not, will be told in a year's time. If all the markets do is rise, the LS approach will make more money. If there are drops in the market, and a later recovery, the drip feeding will show better results.

Only time (and your ISa accts paperwork) will tell! Do let us know next year.

I am a fan of drip feeding myself, and you don't have to worry about market timing.

patoli

Super! :T Many thanks,

just the heads up I was looking for :j:j:j

But as you said Time will tell ....

Over and out and
:xmassign: