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£21,000 to pay off -but we will do it this time.

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Comments

  • Thanks PLMBL and Bella, its a nice little boost and has made things a little less tight for this month and next.
  • Brilliant news on the PPI :T I checked all mine and never had any added on to anything as I always made sure I opted out :( would have come in handy but I guess as I never paid in the first place I shouldn't moan lol. Glad you got a little boost, we all need one every now and then to keep us on the straight and narrow!

    You've also just reminded me I need to get ds2's embroidered tops from the school shop :( bah, they are so expensive! x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Morning.

    Not really much to update, going to try and stay put this weekend so that hopefully we don't spend anything an also so we don't use petrol.

    DH is working this weekend and the weather doesn't look great so today I'm going to let the kids have a movie day, have some microwave popcorn so that will keep them happy.

    Surveys I'm still ploddding on with, really could do with some reaching payout though, DD was pestering for a book the other day for her kindle but I said no as I have no amazon vouchers at the minute and I really refuse to pay cold hard cash, told her as soon as I get an amazon payout she can have the book.

    Surveys yesterday:

    GTM- 90pts
    T0luna- 1500pts
    c0nsumer v0ice - £1
    max!miles - 10pts
    inb0xp0unds - 1p
    0pinion bar - 10p
    Valued 0pinions - £1
    nectar adp0ints - 8pts
    myv0ice - 120pts

    Weekends are always slow for surveys so I don't expect any payouts over the weekend.

    Need to get some baking done today, I'm thinking chocolate cake, choc crispy cake and scones.

    Hope everyone is well and enjoying the weekend.
  • Great news on the PPI Penny - it all helps :) hope you are enjoying the hols. We're going fruit picking today. Fruit pie and ice later, YUM!
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • Hope you manage your NSW(eekend) i'm hoping for the same, not sure how realistic it is when the kids are already bouncing about and wanting to go out lol x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Hi PBS, good to hear from you, hope the fruit picking was successful.

    So yesterday ended up being a NSD, up to 8/42 :D.

    Did use petrol as went to visit mum and dad in law in my car, but hubby put me some fuel in :) so that hasn't come out of my budget.

    DD ended up going to a friends for a sleepover, so just me and DS yesterday afternoon and he disappeared to his room to watch diary of a wimpy kid, I on the other hand sat and watched Pride and Prejudice and swooned over Mr Darcy:D, its one of my all time fav films.

    Postie brought £1.50 in clubcard vouchers, how times have changed I remember the days when I would get £15/£20, but shopping habits have changed and I only realy go there if there is a glitch or I have a voucher for something already on offer and can get it really cheap.

    Surveys yesterday:
    Ips0s - 50pts (25pts from payout :mad:)
    0nepoll - 30p
    t0luna - 4000
    inb0xpounds - 1p
    y0ug0v - 50pts
    myv0ice - 150pts

    No doubt that now I'm really close to payout with Ips0s that surveys will dry up.

    Also managed to bake a choc cake yesterday and but still need to make some scones today.

    Have a god Sunday.x
  • Ooh love a bit of Jane Austen, Good choice! You've just reminded me my vouchers came last week for tatco will try and exchange them today :) we always get our petrol there so I had a good amount of £12.50 :T x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • choogirl
    choogirl Posts: 1,274 Forumite
    Hi Pennywise

    Congratulations on the PPI payout, fingers crossed for some more good luck for you x

    School uniform is so expensive, I ended up spending £77 the other day in Mr A. Luckily DS didn't need any new jumpers or PE kit or that would have been £££

    Enjoy your weekend xxx
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Congrats on the remaining frugal and the PPI payout..great news!!

    Time to watch a movie on your own..bliss:rotfl:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • A further £7.50 made on ebay, only a small item which can go in a normal envelope so this has been posted :).
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