Debate House Prices


In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

House prices in the real world....

1457910

Comments

  • fc123
    fc123 Posts: 6,573 Forumite
    Thrugelmir wrote: »
    If disposable incomes for the majority are falling then be interesting to know how house prices can follow........

    Not that prices bore much relationship to inflation for a number of years. More to lax lending .

    I don't think it's lax lending as it is harder to get mortgages for many.....actually, I have no idea why they are up...but I hadn't really noticed prices until recently and thought !!!!!!? Sold prices near me are about 25% higher than they were 6 years ago.

    Maybe people are buying as renting is now more expensive. We have a lot of Eastern Europeans in our area and according to gossip from my local EA, they are all buying after renting for a few years and getting settled with work etc.
  • harpoboy
    harpoboy Posts: 164 Forumite
    fc123 wrote: »
    Sold prices near me are about 25% higher than they were 6 years ago.

    Similar pattern in my area.
  • chucknorris
    chucknorris Posts: 10,793 Forumite
    First Post Name Dropper Second Anniversary
    edited 21 April 2013 at 9:30AM
    fc123 wrote: »
    Maybe people are buying as renting is now more expensive. We have a lot of Eastern Europeans in our area and according to gossip from my local EA, they are all buying after renting for a few years and getting settled with work etc.

    A couple of years ago my Polish tenants (a couple) of 3 years bought their own house in Bromley (or thereabouts). He was a joiner and she worked in a restaurant, although I think that she also had a part time job too.
    Chuck Norris can kill two stones with one birdThe only time Chuck Norris was wrong was when he thought he had made a mistakeChuck Norris puts the "laughter" in "manslaughter".I've started running again, after several injuries had forced me to stop
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    fc123 wrote: »
    Sold prices near me are about 25% higher than they were 6 years ago.

    The SE still a honey pot.

    NW (good area) flat as a witches wotsit as is agood area in the west of West Midlands.
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • fc123
    fc123 Posts: 6,573 Forumite
    A couple of years ago my Polish tenants (a couple) of 3 years bought their own house in Bromley (or thereabouts). He was a joiner and she worked in a restaurant, although I think that she also had a part time job too.

    Our Romanian ex- manageress just bought with her OH in Essex. She saved every penny and it was her aim to own. Now they do.

    I wonder if this pattern is what is unblocking the 1st time buyer end of the market?
  • fc123
    fc123 Posts: 6,573 Forumite
    The SE still a honey pot.

    NW (good area) flat as a witches wotsit as is agood area in the west of West Midlands.

    Maybe it is....I can't comment about north of Watford :)

    I am going to stick my neck out and say it is EU immigration driving the market in the SE as there is plenty of work (don't yell at me....but there is) and they can get a UK mortgage after being here 3 years....plus they are fed up with renting over priced rubbish.
  • geelamch wrote: »
    If you believe all this tosh on this thread I think medication not education is the requirement here.
    People still losing jobs monthly ,no long term employment ,young unemployment at record high oh yes combine those alone and you have the factors for a boom economy hmmmmm....
    Forget London and the Thames corridor,this is fuelled by a great deal of foreign cash ,subsidised accom and company money.
    The ordinary joe has a while yet before we see light at the end of the tunnel and even then will and should be very wary of big commitment.
    I recall the negative equity of the nineties ,interest rates of 10-14% ,rate increase twice in one day.i was paying £512 monthly for a £26000 mortgage ,roughed it out for two years and sold for a loss.
    The problems associated with house buying are and will always be here so the statements that this is the time to buy in my opinion can be manipulated by those with a self interest ie, banks ,house builders estate agents and sellers. Bankers etc aside we are paying the price for an overheated and over indulgent economy ,are we now saying that that we should now all jump back into the "frying pan "once more.lets learn a wee lesson here and slow down ,keep your head above water,feed and clothe yourself,make sure you have a degree of employment security and a few months salary squirrelled away to avoid the 1 wage from disaster scenario lifestyle that we all bought into.
    A house doesn't bring happiness to most ,being able to sleep at night does.

    This reflects my outlook and opinion completely, not sure we are right though!
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    First Anniversary Combo Breaker First Post
    Joeskeppi wrote: »
    Why do plebs like you and Graham insist that everything must be a lie? You assume everyone is at your sad little level.

    I'm sorry? I hadn't even partaken in this thread.
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    First Anniversary Combo Breaker First Post
    fc123 wrote: »
    ...sorry but you're wrong. They are not going to go down, the crash has been and gone.

    Granted, they rean't going to leap by big chunks up and up each year but they are dribbling up bit by bit to keep up with inflation.

    Where do you stand on interest rates going up?

    They are long forgotten, but still a major factor in how house prices are where they are at.
  • System
    System Posts: 178,157 Community Admin
    Name Dropper First Post Photogenic
    edited 24 April 2013 at 2:14PM
    I'm sorry? I hadn't even partaken in this thread.

    I didn't say you did. You accused me of lying in a thread about renting recently.
    http://forums.moneysavingexpert.com/showpost.php?p=60192495&postcount=79
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 346.1K Banking & Borrowing
  • 251.1K Reduce Debt & Boost Income
  • 451.1K Spending & Discounts
  • 238.1K Work, Benefits & Business
  • 613.2K Mortgages, Homes & Bills
  • 174.5K Life & Family
  • 251.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.