Stuck on Banking! Student/Graduate and Saving!

Emmykins_2

Hi,

Last year I finished my 1st degree and was updated to a graduate account, but I am planning on going back to University to do a PGCE and am now unsure if I can go back to a student account or whether this would be even beneficial to me.
I am good with money and have never been in my overdraft, even at uni, and have some savings in a Cash ISA saver and am hoping to preserve as much as this as I can, despite having to dip into it now and again for rent. I am really worried about finances once I go back to uni and just want to know what saving accounts I should be using to get the most of the money I have and what account would be best for me.

Any help would be greatly appreciated.

xylophone

http://www.education.gov.uk/get-into-teaching/teacher-training-options/university-based-training/pgce

Even if you are not going to be a taxpayer for a year, use your ISA allowance.

I would imagine that your bank would expect you to keep your graduate account - check this at your branch.

If your account carries a free overdraft for a period after graduation, you might wish to use it rather than withdraw money from your isa?