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Which Isa
doz123
Posts: 49 Forumite
Can anyone advise me, I am looking at the First Direct Isa paying 3% easy access on above £40K. Or staying with my current Isa at Nationwide at a fixed rate of 2.80 for 30months or 3% for 4 years. I do not think I want to tie money up for 4 years, but the maturing Isa with Nationwide was paying 4.15% on 3 years so that was a good gamble. Any advice.
0
Comments
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Sounds like as soon as your fixed ones mature or before if you already have £40k to transfer FD looks the best with Easy Access.
Alan0 -
Thanks Alan I cannot make up my mind, with FD the rate is variable so it could go down, with Nationwide it is fixed for 30 months at 2.80%. I suppose its up to me Oh what a quandary.0
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Hi Doz the other option is Santander 3% is only a 2 year fix. Of course you would need a 123 current account but thats not a bad thing IMHO.0
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