We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
No balance transfer offers at Barclaycard means no balance transfers at all?
Comments
-
As if my magic there's a 6.9% for life offer appeared on one of the accounts this morning.0
-
We have three Barclaycards (one each and an Egg transfer for me) and having had non stop offers for a long time these have indeed dried up (even though one account saw a 40% increase in credit limit a month or so back).
I suspect that this is due to the fact that they haven't made a penny out of me/us from previous transfers and we don't spend on the cards at all.
The system got bored of us it seems!:rotfl:
Cell, seems the exact same circumstances as me. Wife and I have three Barclaycards, one is an old Egg account. In January we got a 40% limit increase and a few balance transfer offers. Then they all seem to have dried up. Although I took advantage of a 0% in January.
To the OP - It seems unless Barclaycard have a specific offer, you can't get a balance transfer at all!0 -
Cell, seems the exact same circumstances as me. Wife and I have three Barclaycards, one is an old Egg account. In January we got a 40% limit increase and a few balance transfer offers. Then they all seem to have dried up. Although I took advantage of a 0% in January.
To the OP - It seems unless Barclaycard have a specific offer, you can't get a balance transfer at all!
If they have dried up completely its probably something to do with the credit feed they receive from Equifax each month.0 -
That would be the came credit feed which added £4000 to the OH's credit limit six weeks ago?
It just seems to be random.
And as I said, out of the blue a lifetime offer appeared on her account this morning.
But no, it is certainly the case that BTs can only be done if there's an offer, not as a matter of course, even at your standard APR.0 -
Still no offers on my account. Unlikely to be linked to credit report as suggested as I get offers on my other cards and no problems with new credit. Will wait a couple of months and then threaten to move on0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.4K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards
