Help please!

geministar2008

Hi

I really do not know where to post this, so if i'm in the wrong place please say so.

Ok over the weekend i transfered a reasonable sum of money to some one for ebay sale transactions - i was helping them out. Ok since transferring the money we realised i had in fact transferred them a little too much by mistake and this person now owes me some of this money that was transferred in error. However apparently the bank have frozen their account as they need to investigate where this money is come from and what is is for. Ok fair enough.

Firstly how long do banks take to do this and secondly is there anyway i can get back the amount i am owed for instance stopping a payment or recalling it???
Apparently there is a chance that all of the money could get returned to my account so they are dubious of returning me what i am owed.

I've never come across something like this before? So i'm really confused and a little concerned. In fact getting more concerned as the days go by. I hope i have not got caught up in a scam!!!!!!!!!!!!!!!!!

What would any of you suggest? Please feel free to private message me if you wish.

I have this other persons, name address, phone number, bank account details etc.

Some advice would be greatly appreciated. Where to seek advice etc.

Thank you very much

~Beanie~

It definitely sounds like you have been scammed.

What do you mean you were 'helping them out'?

geministar2008

pm'd you beanie

ChiefGrasscutter

Sounds like you were conducting a transaction outside the ebay/paypal environment if you were transferring money direct to another person's bank account and not via the system.

Not sure who can help really
Paypal/ebay won't as you weren't using their system.
The bank will say you entered up the account codes and willingly made the transfer so its not account fraud as such.

Others on here may have suggestions......

bengal-stripe

geministar2008 wrote: »

However apparently the bank have frozen their account as they need to investigate where this money is come from and what is is for.

How do you know the account has been frozen and is being investigated? If the account holder has told you so, s/he might just made it up, to gain more time.

geministar2008

i had thought this i guess i have no proof....

gb12345

How do you know this person? Do you know them in real life or are they just a cyber-acquaintance?

techspec

Unless this is happened to you again, since you last posted - no need to post the same question a few times.

https://forums.moneysavingexpert.com/discussion/4541225

matttye

In your other thread you said:

"sold via my fb paid into my paypal then transfered to my bank account and transfered to his."

Are you saying that you sold tickets on Facebook that you had never seen before and then transferred the money to a third party?

If so the missing money is the least of your worries - you could be investigated for fraud.

gb12345

matttye wrote: »

If so the missing money is the least of your worries - you could be investigated for fraud.

True - in these types of scams, it is usually the naive individual who thought they could make a quick buck who ends up holding the can.

The scammer will be untraceable, because they know what they are doing - however the "victims" like the OP are easy for the police to trace because they are using their real details.

matttye

gb12345 wrote: »

True - in these types of scams, it is usually the naive individual who thought they could make a quick buck who ends up holding the can.

The scammer will be untraceable, because they know what they are doing - however the "victims" like the OP are easy for the police to trace because they are using their real details.

Yeah.

The prosecution will still need to prove dishonest intent, but given that most reasonable people would suspect something is amiss when they're selling products they've never seen for someone they've never met, it will probably not be that hard to do.

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Don't mean to frighten you or come across as mean OP, but you've been very naive in this situation. Gather as much evidence together as possible that you were asked to do this by a third party and that you had reason to trust what they told you was genuine.