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What Would You Do With £15,000 If You Weren't In Debt?

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Comments

  • mrsspendalot
    mrsspendalot Posts: 3,238 Forumite
    Well done on £15k SS :beer:

    With £15k I would probably have a nice family holiday and then put it towards a house deposit
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • Anything I want?

    I'd buy some shares.
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • dizzy_lizzie
    dizzy_lizzie Posts: 2,952 Forumite
    Well I would have a loft conversion for our eldest son. He left home but soon came back when he realised his wage didn't go that far. He shared a room with his brother at the time. Consequently his sister pinched her brothers room and his other brother moved into smaller room, now he's on the couch, poor thing. I'd also have a conservatory added on and give some to charity, I have a few favourites.
    We can dream eh???
    Official DFW Nerd Club Member no:219
    In the Court Of The Crimson King
    I don't believe in the concept of hell, but if I did I would think of it as filled with people who were cruel to animals.
    Gary Larson
  • beemuzed
    beemuzed Posts: 2,188 Forumite
    Mortgage-free Glee!
    Well done SS! What a landmark! £15K.....have to be a holiday I think! (I am a bad non-green person at heart, with a would-be large carbon footprint or whatever!)
    Resolution:
    Think twice before spending anything!
  • Softstuff
    Softstuff Posts: 3,086 Forumite
    Part of the Furniture Combo Breaker
    I'm assuming that since I count my mortgage as debt, that is paid off too.

    In which case:

    1929871.jpg

    Yummy.
    Softstuff- Officially better than 007
  • SuSu1871
    SuSu1871 Posts: 535 Forumite
    Ooh, £15,000!!! I'd go to the bank and draw it all out in £10s, throw it on the bed and roll around in it!! :rotfl:

    I'd then pile it up into a big stack and take a photo of it before spending the next half an hour scooping it all up again before skipping off to the bank and putting in a big old high interest account. Then I'd start househunting (although with £15k I'd probably have to look for a house back up north - can't afford now't down south)

    Thanks for this thread SS - you've given me something to have sweet dreams about :grin:
    £27k (excluding interest) paid off in 29 months
    Finally debt free!
  • MoaningMyrtle
    MoaningMyrtle Posts: 1,968 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'd take me Mam on holiday to Bournemouth.

    Buy a few shares (in a chocolate company)

    Buy Mr MM a classic Mini Cooper so he could go on the 'Italian Job' charity run. Hell, I'd even go with him if he asked me nicely.

    I'd then Buy a couple of lipsticks is there was any change.
    A minute at the till, a lifetime on the bill.

    Nothing tastes as good as being slim feels.

    one life, live it!
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    Well done SS £15k is a lot of dosh, I don't have any debts but I sometimes find it really hard to spend I prefer to put it in my early retirement fund.

    I like gadgets so if I had to spend it I am sure I could waste it on stuff I don't need but I really would prefer to put most of it in the "55 fund" (my plan is to retire at 55)

    I might invest in some diamond encrusted car mats as seen on MSE:rolleyes:
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    Hi nearlyrich, I plan on retiring but suspect it won't be 55! How are you going to manage it? I'd love to know so that I can copy :)

    Sorry for the little hijack, but I love the thought of retiring young - I hate working - so nearlyrich's post caught my eye! (and my imagination)
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    15k Hmm There the sensible option of paying of a chunk or mortgage. But I am also tired of not having things because we don't NEED them

    So after a nice holiday for the family, I would take 1k of the money and get some new clothes. I don't need a newer car, but I am tired of driving a grey one! So a big audi diesal maybe? Estate for all the gubbins of course!

    any left over then I'd pay a bit of the mortgage
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
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