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Fri 5th April - What small DFW things will you do today?
Comments
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do it now and get it over with then you have the whole day to bask in your super-fly-no-messing-self-abilities xDF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Good Morning my lovelies
josie - Thanks for starting us off today, sorry to hear about the delays but will all fall into place
mari - well done
ally - Thank you for all your lists of tips and advice, I will def be looking into the Farmfoods and Nectar links (have had a nectar card for years and never seem to do anything with it apart from handing it over if we ever pop into a Sainsburys)
zenshi - Good Luck, it may not be as bad as you think, just remember the person on the other end is just doing a job and its not personal
kickuptheass - Welcome
MMM - Good Luck for today
Hi :wave:to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Not a great deal planned for today:
Check Banks - Done
Check swapits - Done
Check www.freepostcodelottery.com - Done
Packed lunch for OH - Done
General Tidy up - Done
Change beds - Done
Washing - Done & line drying
Shopping (with list) - Done
Meals from stores - Done
Update Food Tracker - In progress
Enter a few comps - Done a few
Knit or Read - Reading book from stash
Have a great day, love to you all.
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Morning all!
Thanks Ally for taking the time to post all of the links.:beer:
Another day off work today for me and still getting the house sorted - spring cleaning is hard work!
So today so far I have...- Taken the dog to the park
- Hoovered upstairs
- Cleaned the kitchen window
- Bleached the kitchen bin
- Done the bins and recycling
- Emptied and hoovered out the bedroom furniture that the houseclearing man will hopefully want
- Upgraded mobile phone and plan for no more money:)
- Sent for phone recycling pack (will only get £10 but better than nothing)
- Phoned sky and got some ideas for fixing the dodgy box and got a quote for a new one if it doesn't work
- Phoned man about cleaning conservatory roof
- Transferred savings from rubbish account into ISA
- Clean insides of upstairs windows
- Clean wooden blinds
- Tidy out bathroom cabinet
- Mark a set of books

- Write 3 lessons
- Look for a handyman ad in the local shop
- Wait for the house clearance man to call
- Check bank
- Order new bedroom furniture
- Have a LSD
- Take dog for nice long walk in the sunshine
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Morning everyone. I'm working tomorrow so no Friday feeling for me today.
Today I have/will
Transferred a cc balance to a 0% offer
Made salad to bring to work for dinner
Walked to station then rail pass to work
Found 20p on my walk
Read free newspaper
Free coffee/water at work
Charged phones at work
Tea will be from stores
Have a NSD
Go for a run later
Have a great day allDebt free since December 2015. It can be done0 -
Afternoon Everyone
thanks for the push to return ziggy2407 lol
hope you dont mind me returning
i try and keep my list to dfw things lol sadly i chat to much so that will be a fail
we the last few weeks ive been good with cash etc but i must keep pushing as i feel the total never going down
i think ive got my first % cc so that will help get rid of the 39.9% cards
i used that cc thing on martins email ive applied for 2 new cards fingers crossed
so todays dfw list is
i must fix my fence if only i could pay some todo it
i must start my hall painting grr
check the bank
meals from stores
switch the heating off (until tonight it always freezing after7pm)
better get my finger out hope you are all warm and well xxxxlppxxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Quick update...
- Drive to work to photocopy the revision notes I have prepared for my exam next wednesday
- [STRIKE]Put some washing in the machine & hang out - prevents use of old battered tumble dryer![/STRIKE]
- [STRIKE]Take photo of item to sell on Ebay & upload this evening
- [/STRIKE]Jot down gas & elec meter readings to give to EDF - I've recently changed supplier onto better deal

- Pay in bday chq £15 into bank, ready to put towards my CC debt as soon as it is cleared
- Rumage for other items to sell on Ebay & create a pile to sell
- [STRIKE]Lunch [/STRIKE]& tea will be at home (I'm on Easter hols) so no spending needed there
- [STRIKE]Buy 2 bday cards for imminent dates (I'm normally rubbish at planning ahead & sending on time)[/STRIKE]
Xmas 2016 #67 £0/£365
LBM £29,598 :shocked: (29.05.15) DFD June 2021
29.12.15 - B/card 1 £6813 B/card 2 £3575 Virgin CC £13658 Loan £5842 Next £0 OD £200
20.06.15 - B/card 1 £4139 B/card 2 £4025 Virgin CC £13100 Loan £7303 Next £58 OD £200
Diary http://forums.moneysavingexpert.com/showthread.php?t=52565480 -
hi all, a lsd today as had to go into town to pick a package up that the postman couldnt get through the door.. so ended up buying some lunch from greggs. was lovely though :-)
going to be good money wise now the rest of the month as hardly have any "spare" and do not want to go into my overdraft!Joined SW on 1.5.14 - Weight 11 stone 11 :eek:
:A- 8/13 :A - 4/140 -
Hello Everyone
Well thank god but the tide has turned again on trade. I have had a really good day. I think the weather helps as people want to come out.
So me today.
1) Gave husband a stern look when he mentioned cash points
2) Used up a bag full of 5ps in a self service machine
3) Reviewed all banking.
4) Dinner from stores tonight
5) 2.5 wks till husband gets paid
6) Helped another mum out with arranging after school pick ups, she may well return the favour in time, always good to have a favour in the bank
7) Unfortunately drew a blank on organising cheaper housing insurance for a property I own but dont live in (BTL) it was underpinned a few years ago and sadly we just have to keep paying the fee the original insurer set. Damn.
Well, must crack on, tonnes to do, and was supposed to do some VAT prep today but being so busy it didnt happen. Swings and roundabouts.
Good luck to everyone in their MSE over the weekend.
Bob" Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Afternoon penny-savers,
Busy day so far:
*Done surveys.
*Re-opened old complaint with Toluna re a pet-feeding study I did for a whole week, then they didn't pay me my £10 voucher as they said I 'wasn't elligible for the survey'. Eh?? Even thought they invited me to both stages & sent me a daily link to fill in the online diary? Had about given up on getting a resolution, then got an email from their customers services out of the blue yesterday inviting me to reopen it as they know a lot of people received poor service & didn't get their complaints dealt with. Hmmm. Let's see what happens this time!
*Did Big Weekly Clean....not early enough for hoovering on Economy 7, but all done as always on minimal products (1 bottle of Stardrops lasts me a year).
*Pulled our Spring rhubarb. Freezing cold here today but when I lifted the forcing crock off & saw those lime green leaves & the bright gorgeous pink of the stems, I couldn't help feel Spring might be on its way.......blanched & froze 2lbs.
*Sowed beetroot, chard & more flower seeds. (All free seeds, plus used old plastic meat trays for sowing into & labels made from cut-up spread tubs).
*Ate last bag of free crisps I was sent to test.
*Sent off for free moisturiser. It's £1-90 p&p but free p&p if I buy any other product. Am short on toner so bought that - £4-50 - so that's a toner & a moisturiser for £4-50. I didn't think that was bad.
Still to do:
*Meal plans up to the end of April
*Await return of Mr f who has taken our car in for its service today. He hadn't heard anything by lunchtime & was hoping it's no news is good news.....I hope so too, or might be updating budgets later!
That's it for me today - off to assess freezer contents for those meal plans!
foxgloves x2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0
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