State pension forecast e-service

kuepper

I got my activation code and tried to use it and it said I had to register too so I did but it wouldn't have it, so I spent a couple of quid on the phone passed from pillar to post. Got to speak to someone eventually who said the user name and pass are sent separately but the activation code letter doesn't state this. When username and pass did arrive it worked ok but didnt give the detail i'd expected

molerat

Logged in today ok. My statement still only shows 30 years but my contributions statement shows 39 years so the system still seems to show different things for different people.

brewerdave

molerat wrote: »

Logged in today ok. My statement still only shows 30 years but my contributions statement shows 39 years so the system still seems to show different things for different people.

....presume its only showing 30 years because thats all you need now??

molerat

brewerdave wrote: »

....presume its only showing 30 years because thats all you need now??

I appreciate that but some others are saying that their statement shows them having 35.

vegasvisitor

bilbo51 wrote: »

I have no problems with Chrome, although the site itself is sometimes temperamental. The entry of the password field is totally blx though. I have to type my password into (say) Notepad, use Ctrl-C to copy it and Ctrl-V to paste it into the password field. Otherwise the site won't allow me to type some of the letters in my password...

I had to do the same. I put it on an email and did copy and then Ctrl V into the field I needed it in. Maybe this is the problem with Chrome.

What puzzled me however is I went through all this registering, waiting a week for my password, to then log on and have such problems and then at the end was a message saying it would be sent in the post within 20 days. I'd have been much quicker calling them. I was expecting an online statement, ie today. Am I missing something?

shezza2

I also tried to log on and just went around in circles. so downloaded the online forms, sent them off and got a full satement within a week.

xylophone

The introduction of the single tier and accompanying calculations might cause the computer to give up the ghost.....:eek:

vegasvisitor

xylophone wrote: »

The introduction of the single tier and accompanying calculations might cause the computer to give up the ghost.....:eek:

The thing that confuses me is this 'second state pension' - I'm gong to have to look it up and try to understand. I have a horrible feeling that my previous work pension had an opt out thing on it to save on NI, I really need to find out if it will adversely affect my pension. If anyone can explain it briefly but clearly, please go for it. Meanwhile I'll have a look online and see if I can make any sense of it.

itch_for_a_glitch

lesley74 wrote: »

The thing that confuses me is this 'second state pension' - I'm gong to have to look it up and try to understand. I have a horrible feeling that my previous work pension had an opt out thing on it to save on NI, I really need to find out if it will adversely affect my pension. If anyone can explain it briefly but clearly, please go for it. Meanwhile I'll have a look online and see if I can make any sense of it.

If you were in a decent works pension, chances are you were contracted out of SSP as you say to save on NI, your SRP, if you have the years in, will still be £107 ish.
I've had a quote of £110, as I have 36 years, problem is most were contracted out.

vegasvisitor

itch_for_a_glitch wrote: »

If you were in a decent works pension, chances are you were contracted out of SSP as you say to save on NI, your SRP, if you have the years in, will still be £107 ish.
I've had a quote of £110, as I have 36 years, problem is most were contracted out.

SSP being 'second state pension'? So, are there two state pensions then? I've had a quote - it arrived in the post this morning. After trying the online thing last Monday morning, I also called them to get it sent out.

A few years back (maybe 7??) I had a letter saying I hadn't paid all my NI contributions. There was a bit 'error' at the time and a load of people received these letters. At the time I called up to make sure it was indeed just an error, and they said that if I'd paid NI through my employer then it was probably an error - however they couldn't be sure.

On Monday when I called I asked again. They said they have to send off for a forecast, then they would have the NI info, so when I receive the forecast to call them back. Not sure why they can't just tell me but never mind.

I'll read the letter properly and the booklet tomorrow. I don't really understand what's with the 'state pension' and 'secondary state pension'. Is the secondary bit just some sort of top up? I had only ever banked on getting the £100 or so, so I hope that part is secure at least. I'm only at year 19, so I'm not at the full 30 year quota yet, but I'd like to retire early but would have to be a lot better informed than I am right now to know what I'm realistically going to get.

My first work's pension is final salary, and I have 12 years in it. Think it's just under £4k per year. My current one isn't final salary but they do give out estimates, but it's fairly clear that they fluctuate with stock market etc. Again possibly not very good. That said I've only been there 7 years so perhaps the first years of paying having been a recessing might help (if I've been buying the units at low prices).