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ISA vs Santander 123 Account
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Another home for your 13/14 ISA allowance could be the Nottingham Regular Saver Starter ISA Issue 3 - 4% fixed for 12 months, 12 deposits from £1-£480: http://www.thenottingham.com/savings/starter-isa-issue-3/
Although it says branch access only, it is possible to open via post if you fill in one of their application forms and send a cheque.I came, I saw, I saved.
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