I have a dream...to be a money magnet!

Miss_Money_Magnet

My regular op of £265 has gone off and Ive managed an additional op of £200. Hope I dont end up with more month than money!

Miss_Money_Magnet

Going to try to go on a spending diet for June!!
Im going to try to update my diary daily with my spending to attempt to stay focused for the entire month.
Tomorrow will require a small amount of spending at an evening event. Will attempt to not spend in the day. Here goes...

Miss_Money_Magnet

Daily spends: Saturday - £1.70 on cuppa, £10 on food
Sunday- should be nsd

Miss_Money_Magnet

Did rubbish at updated daily as you can see!! A small windfall has knocked £10,000 off my mortgage. Now heading for the £200,000 mark!! Off on a caravan holiday shortly and hoping to keep the spending in check.
I have had a monza account for a few
Months. I love it. Any spending shows up immediately and also you can set up pots, so on payday I have been setting up pots for all known spending for the month ie £20 for mums birthday, £30 uniform etc . Its worked really well for me.

Tropically

That doesn't sound like a small windfall at all! Congraulations!!

Miss_Money_Magnet

Going to try to have a really frugal September. Particularly focusing on food budget. We budget £320. I always meal plan but its those little co-op visits that bodge it.

I am going to try to watch the pennies more closely and get back on the frugal journey.

Miss_Money_Magnet

We go away for a week at the start of October which will be lovely. I will try to stick to my budget which should be fine as we are all inclusive. Cant wait.

savingholmes

Great windfall

Moneyfordreams

Great windfall
I'm away last week in Sept so feel like I've got a 3 weeks month

Miss_Money_Magnet

Haven’t posted for ages. Heres an update...
Mortgage down to the £206,000s. Excited that will drop below £200,000 this year!
Planning a frugal Jan.
Goals: save holiday spending money
O/P £150 pcm
Get a month ahead YNAB style (£3000)
Also ensure tesco cc and next are at zero and therefore have no debts.

I love ynab and monza still. I plan my monthly budget in ynab. I then set my cash budget in monza for the month (£200) by making lots of pots ie £20 curry night, £30 daytrip etc. Means I budget realistically.

I am going to try to post daily every day in Jan and do the good old financial fast.

Today will be a no spend day.

Other goals- do 20 mins a day housework, make time for quality family time, do one hour min on garden each weekend.

Happy Christmas to all you mse’ers!!!!