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New MFW......dipping my toe in the water.......

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Comments

  • brummiebabe
    brummiebabe Posts: 1,894 Forumite
    Have started rounding down my bank account balances over the last month. I also had a little underspend that I put to one side. Today i have transferred £1.40 from my accounts & so now have a total of £10.79 saved which I will transfer to my ISA :j

    I've also counted up my 20p savings & am 40p short of another £10 to bank:mad: - might have to go on a hunt for a couple more coins:rotfl:

    If I manage to find some, then I'll pay it into the bank tomorrow & transfer this, plus the £10.79 to my ISA. I'll also transfer the £60 I have in my ING emergency fund account.....so I'll have £80.79 saved:T. Long way to go to reach £1000, but I'm realising that these little payments make a huge difference over time!:money:

    Will try to report these little savings every day.....might help me to see I'm making some progress, albeit slowly!!
    20p Saver Club #33 60p/£100
    Christmas Saving £0/£1300

    Saving Target 2014 £25/£1000
  • brummiebabe
    brummiebabe Posts: 1,894 Forumite
    Took all my 20p coins & loose change to the bank today.....the machine that lets you pay in loose coins was actually working :j:jso I paid in £12.75!!

    I have now arranged transfers into my ISA:
    £15.00 (I topped up the £12.75;))
    £60.07 from my ING emergency fund account
    £10.79 from rounding down accounts etc

    So the total in my ISA savings is now £85.86:T

    20p Saver Club #33 60p/£100
    Christmas Saving £0/£1300

    Saving Target 2014 £25/£1000
  • brummiebabe
    brummiebabe Posts: 1,894 Forumite
    Forgot to mention that I've also set up a £25 standing order to my ISA each month, I know it's not much, but I'll hopefully be able to add to it throughout the month:j

    Today should be a low spend day - need to pay £1 to DD's dance school but that should be it! DS1 is off to football & then we have no other plans for today.

    My goals for today are:

    Clean lounge
    Catch up on washing
    Clean bathroom
    Catch up with my sister
    Do an hour of ironing:(

    Yesterday I bought the kids some new T-Shirts from Prim**k......spent £22 from clothing budget, but they should be sufficient for the summer. just need them to stop growing for a little while:rotfl:

    Right, need to head off to get ready for dance this morning with DD. hope everyone has a fab weekend;)
    20p Saver Club #33 60p/£100
    Christmas Saving £0/£1300

    Saving Target 2014 £25/£1000
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yesterday I bought the kids some new T-Shirts from Prim**k......spent £22 from clothing budget,
    Crikey. Did you manage to carry it all :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • brummiebabe
    brummiebabe Posts: 1,894 Forumite
    gallygirl wrote: »
    Crikey. Did you manage to carry it all :rotfl:.

    Lol.....it was a bag full!!
    20p Saver Club #33 60p/£100
    Christmas Saving £0/£1300

    Saving Target 2014 £25/£1000
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