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New JSA claim, sihned-on twice, still no money, compliance visit.
bradders33
Posts: 119 Forumite
Hi all,
Any advice or help anyone could give me would be gratefully received! Sorry, it's a bit long.
I lost my job on 18th January, since then I have eeked out my final wages payment from them and also been temping, as well as applying for permanent jobs.
4 weeks ago, I was getting less and less temp work due to local competition for each job, so I thought I had better sign-on, which I was loathed to do, but needs must.
When I started my claim, I advised that my husband who I separated from 5 years ago was living back in the house that we bought 8 years ago, but we are not back together.
Basically, after we split up, he moved in to a rented house, we agreed that I would take on the joint mortgage and bills and that when we would sell it one day, we would still split the proceeds. It was all very amicable as we were still friends.
So I have had Monday-Friday lodgers renting my other rooms, to help me meet my financial commitments, but both gave notice within a few months of each other last year due to changing jobs / relocating etc..
So I was worrying about money and looking for new lodgers, when I happened to mention my situation, in passing to my ex. As we were still friends and we occasionally socialised together, he suggested that he move back in to the house, as we had another double bedroom and it made sense financially for both of us. Plus, the house needs a lot of work to get it in a good enought state for selling, so again it made sense if he was back in the house to help with this.
So he moved back in last June, I updated the council as I was on Single Person's Discount and each month my ex pays me half of the household bills and mortgage, he does this as we no longer have a joint account and the DD's all got move to my sole account when we broke up.
Anyway, getting to the point, I have signed on twice and am yet to receive a penny, I queried this when at the Job Centre on Thursday and they said there is a note on the system to say that they are going to contact me about doing a "Compliance visit" they have given me no indication of when that will be or when I will get any form of payment. My temp jobs money runs out in the next couple of days, after that I don't have a penny to my name.
I rang the Cosham office on my adviser's advice, I was pleasant and polite, yet the Nazi on the end of the phone spoke to me like I was something she had trod in, her attittude, tone and manner was absolutely disgusting, I already feel pretty worthless having become unemployed and having to sign on, after 21 years of working, so to be spoken to like I was a piece of crap really didn't help with my self esteem!
She said the visit could be another week or two yet, so I will have signed on 4 times in total by then, without receiving a penny!
What am I meant to do? What am I meant to live on? Crisis loans have been abolished as of today, so if I don't get any type of job and soon, I am stuffed!
So, two questions:
1. What is this compliance visit? I assume it's because of my "unusual" living arrangements? What do they want to do? Come and look through our separate knicker drawers?! :cool:
2. What can be done about me getting money? Is there anything out there to help me?
Sorry for the long post, any help appreciated. I am so depressed at the moment that even thinking straight is difficult.
xx
Any advice or help anyone could give me would be gratefully received! Sorry, it's a bit long.
I lost my job on 18th January, since then I have eeked out my final wages payment from them and also been temping, as well as applying for permanent jobs.
4 weeks ago, I was getting less and less temp work due to local competition for each job, so I thought I had better sign-on, which I was loathed to do, but needs must.
When I started my claim, I advised that my husband who I separated from 5 years ago was living back in the house that we bought 8 years ago, but we are not back together.
Basically, after we split up, he moved in to a rented house, we agreed that I would take on the joint mortgage and bills and that when we would sell it one day, we would still split the proceeds. It was all very amicable as we were still friends.
So I have had Monday-Friday lodgers renting my other rooms, to help me meet my financial commitments, but both gave notice within a few months of each other last year due to changing jobs / relocating etc..
So I was worrying about money and looking for new lodgers, when I happened to mention my situation, in passing to my ex. As we were still friends and we occasionally socialised together, he suggested that he move back in to the house, as we had another double bedroom and it made sense financially for both of us. Plus, the house needs a lot of work to get it in a good enought state for selling, so again it made sense if he was back in the house to help with this.
So he moved back in last June, I updated the council as I was on Single Person's Discount and each month my ex pays me half of the household bills and mortgage, he does this as we no longer have a joint account and the DD's all got move to my sole account when we broke up.
Anyway, getting to the point, I have signed on twice and am yet to receive a penny, I queried this when at the Job Centre on Thursday and they said there is a note on the system to say that they are going to contact me about doing a "Compliance visit" they have given me no indication of when that will be or when I will get any form of payment. My temp jobs money runs out in the next couple of days, after that I don't have a penny to my name.
I rang the Cosham office on my adviser's advice, I was pleasant and polite, yet the Nazi on the end of the phone spoke to me like I was something she had trod in, her attittude, tone and manner was absolutely disgusting, I already feel pretty worthless having become unemployed and having to sign on, after 21 years of working, so to be spoken to like I was a piece of crap really didn't help with my self esteem!
She said the visit could be another week or two yet, so I will have signed on 4 times in total by then, without receiving a penny!
What am I meant to do? What am I meant to live on? Crisis loans have been abolished as of today, so if I don't get any type of job and soon, I am stuffed!
So, two questions:
1. What is this compliance visit? I assume it's because of my "unusual" living arrangements? What do they want to do? Come and look through our separate knicker drawers?! :cool:
2. What can be done about me getting money? Is there anything out there to help me?
Sorry for the long post, any help appreciated. I am so depressed at the moment that even thinking straight is difficult.
xx
0
Comments
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Not much I am afraid at the moment. What you should have said perhaps is that you rent a room out to a lodger - not who he was or is.
I assume you are divorced and financially seperate.
You should be entitled to contributions based JSA for at least 6 months on that basis. What I think has happened is that you have muddled your situation up by saying he is your EX.0 -
The ex is paying half the bills and mortgage, so hardly a lodger.
Op - are either of you in a relationship? Since he moved back in what do you do differently as opposed to how a couple would live?0 -
yes but wouldnt the rent from the ex be considered income? which could prevent the OP getting JSA0
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bradders33 wrote: »the Nazi on the end of the phone spoke to me like I was something she had trod in, her attittude, tone and manner was absolutely disgusting
I don't think there is any need for that at all. I understand you are upset but calling a member of staff a Nazi is totally unnecessary. A calm complaint might be in order if she really were that rude.
Sounds like you have unusual living conditions that need to be investigated.0 -
Hang_Tight_Harry wrote: »I don't think there is any need for that at all. I understand you are upset but calling a member of staff a Nazi is totally unnecessary. A calm complaint might be in order if she really were that rude.
Sounds like you have unusual living conditions that need to be investigated.
Um, as mentioned, I was polite and pleasant on the phone to her, I didn't call her any names over the phone, just in this post!
I did also complain at the end of the conversation and said that I was offended by her manner and tone and suggests she speaks to her manager for some training!
Manners and being polite cost nothing!0 -
princessdon wrote: »The ex is paying half the bills and mortgage, so hardly a lodger.
Op - are either of you in a relationship? Since he moved back in what do you do differently as opposed to how a couple would live?
No, I split from my BF of 3 years last year and he split from his GF about 18months ago.
Well, we don't sleep together for a start! LOL! :rotfl: We do our own washing, normally do our own separate meals, but sometimes share a meal if convenient. We have separate friends and social lives.0 -
Horseunderwater wrote: »Not much I am afraid at the moment. What you should have said perhaps is that you rent a room out to a lodger - not who he was or is.
I assume you are divorced and financially seperate.
You should be entitled to contributions based JSA for at least 6 months on that basis. What I think has happened is that you have muddled your situation up by saying he is your EX.
I considered saying he was a lodger, but didn't want to lie, plus it's all to easy to get found out on such details I imagine.
We are still legally married. Finances (or lack of) have dictated that a divorce and selling up have not been options available to us.
Our finances have been separate for 5 years, the only link now is the STO he set up to me to pay his half of the bills and mortgage.
My JSA advisor said that my situation is exremely common, so all this delay and having no money is a real worry. 0 -
bradders33 wrote: »Manners and being polite cost nothing!
Quite. Whether you called her a Nazi on the phone or 'just' in this post, there is no need for it.
As you say, manners and being polite cost nothing.0 -
Hang_Tight_Harry wrote: »Quite. Whether you called her a Nazi on the phone or 'just' in this post, there is no need for it.
As you say, manners and being polite cost nothing.
We will have to agree to disagree on whether there is a need for it then!
Thankfully, you didn't have to be spoken to like you were a dog turd by someone being rude for no reason!
0 -
bradders33 wrote: »Thankfully, you didn't have to be spoken to like you were a dog turd by someone being rude for no reason!
Actually, I get spoken to like that on a daily basis so I do know what it is like.0
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