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Runaways very long haul
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Just done the numbers for month end & it's better situation than I thought May would be, probably due to being frugal & trying hard to stick to budgets (which is not always easy).
Need to plan the weekly shop tonite & hopefully get as much decent food for minimum cost. Don't buy any ready meals at all now & make most meals from raw foodstuffs. Healthier & cheaper, but does take more time.
Not buying any alcohol at all until the weekend. I do this every week now. Again healthier & wealthier.
Need to go out running later & make good use of the nice weather.Debt @ LBM April 2013: £68.75k
Debt Now: £62k Repaid: £6.75k0 -
Hi Runaway
Well done on the debt reduction - when the numbers are big it can seem very scary to start with - but you are doing well.
One challenge i have recently joined is the "1% challenge" it has helped me look past the precise amounts and it is very satisfying to "tick off " the %'s as they are paid off.....
Good luck and keep going.....
***subscribes****LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
POAMAYC in 2013 #1 : £54.53/£10159.90
1% challenge - 7% paid off.
DFD @ 31.07.13 is April 2017 (45 months to go!)0 -
Thanks for dropping in leictina.
Just done the numbers & debt down a little due to CC payment today. Also did budget for June so basically just need to try to stick to it.
Plans for this week:
1. Run at least 3 times
2. Buy no alcohol midweek
3. Only buy essentials, i.e. food
4. Stick to budget
Also DFD reduced another month. I'm hoping this shall reduce further as time goes by.Debt @ LBM April 2013: £68.75k
Debt Now: £62k Repaid: £6.75k0 -
Enjoying the good weather
Have stuck to the plan for the week so far. Discipline is the key for me really.
Changed home insurance & saved £10 per month for better cover. Plus should have some rpoints cashback, altho waiting time for the cashback is 4 months at least.
Looking forward to a sunny weekend.Debt @ LBM April 2013: £68.75k
Debt Now: £62k Repaid: £6.75k0 -
Debt down to £66k, incl. mortgage. Very long way to go, but simply need to keep doing budgets & try to stick to them.
Shouldn't have to spend much this week except weekly shop. Gonna try to go out running 4 times, altho the good weather looks like its fading away.Debt @ LBM April 2013: £68.75k
Debt Now: £62k Repaid: £6.75k0 -
Another £50 paid to CC. Been out running 3 times this week so far & hopefully get 1 more in at weekend.
Haven't spent a penny midweek on alcohol since LBM & don't spend too much at weekends either now.... & I don't miss it either tbh.
It's just a pity we need to eatshopping has been reduced to a minimum but it's still a helluva lot per month.
Debt @ LBM April 2013: £68.75k
Debt Now: £62k Repaid: £6.75k0 -
Another CC payment so debt down another wee bit. Managed to get 4 runs in this week & distance so far this month has been increased. I find running draining so I'm tired this morning, but I'm sure it has benefits :rotfl:
Gonna try to spend very little this weekend.Debt @ LBM April 2013: £68.75k
Debt Now: £62k Repaid: £6.75k0 -
As its nearing month end funds are very low so quiet weekend ahead. Hopefully go out running today or tomorrow. Need to do the sums this weekend to check current debt balance.Debt @ LBM April 2013: £68.75k
Debt Now: £62k Repaid: £6.75k0 -
Money tight... As always... Increased running this month & feel much fitterDebt @ LBM April 2013: £68.75k
Debt Now: £62k Repaid: £6.75k0 -
Just done the numbers for month end & was pleasantly surprised that another 3 months knocked off DFD....hopefully this shall reduced further as time goes on.
I really have stepped up the running (jogging) in June & hope to do over 100km again in July.Debt @ LBM April 2013: £68.75k
Debt Now: £62k Repaid: £6.75k0
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