Runaways very long haul

Nikky2003

Hello Runaway, now subscribed! Wishing you loads of luck on your journey. Hugs, Nikky xx

Runaway

Thanks Nikky

Original budget showed debt reduction of circa £700 p.m. but may be able to reduce by £1,000 this month, then £800 p.m.

Redone budget & decided to reduce weekly shopping bill including reducing alcohol spend to virtually 0. This will also help efforts to improve fitness.

Changed Internet provider & managed to reduce monthly payment. Home insurance renewal date soon so hopefully can save something there.

Also signed up for top cashback

Hiddenidenity

Looking good

Runaway

Well here we are again another Monday.

Plans for this week:
1. Spend virtually £0 except for weekly shopping
2. Run 3 or 4 times & try to do 20km (which is a lot for my knees)
3. No alcohol midweek
4. Look at more ways of reducing outgoings if possible

Runaway

Been a good week so far. Haven't spent much except absolute necessities; been out running 3 times & had no alcohol since Friday.

CC payment off today so debt down a little - shall do the sums tomorrow.

Hoping for £1k debt reduction in April altho every month probably won't be as much as this.

Runaway

Almost there with the £1k debt reduction target for April. Should hit the target next week with a CC payment due.

It would be nice if this could be achieved every month but that's probably not realistic at present.

Runaway

Monday morning again. Just did the sums & have managed to get over the £1k debt reduction target for April. Looking ahead, May is a more expensive month with some minor family events planned so target is £750.

Due to tightening of belt & making a few minor savings on broadband, etc., DFD now reduced by 2 months, but hopefully this can reduce further as time goes on.

Hope you all have a good week.

Hiddenidenity

A fab amount to have paid off in a month Well done x

Runaway

Thanks HiddenID.

Reducing alcohol & trying to keep fit certainly has helped me in my debt-busting journey. It's all too easy to bury head in the sand with debt & comfort eat the wrong things & drink too much wine to ease the pain, but that doesn't really work long term.

So I'm committed to healthier lifestyle whilst reducing debt. The 2 go hand-in-hand for me. So I get healthier & reduce debt. Win win situation for me.

Runaway

1 month into my very long haul & it really seems much longer. joint goal of financial & health wellbeing has gone quite well. trying to stick to budgets has been the fundamental basis of trying to reduce debt.

Mortgage paid tomorrow so a big chunk of debt will be repaid but been a long weekend as I don't get paid til last day of month.

Targets for May: reduce debt by over £700, which is realistic; keep up the running altho it really can be so hard at times.