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Entrepreneurial Learning and Innovative Training and Education

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  • David.
    David. Posts: 24,086 Forumite
    izzeyb wrote: »
    and I was hoping SFSB would get some too - he always seems to miss out :(
    Its his fault, he buys everything stops glitching :D
    When The Fun Stops Stop ;)
  • David.
    David. Posts: 24,086 Forumite
    izzy65 wrote: »
    Good afternoon all, just back from the hospital (again) and the results of my biopsy are complicated, this is my second transplant kidney 3 years ago, first only limped along for a few weeks, but this one has been giving a good 26% function until I got a e-coli infection last month and gp gave me an inappropriate antibiotic!! so now the damage is done either by the infection or the antibiotic and my renal function is at 13% just so ticked off as I waited 10 years for the call in the first place and one tiny hic-cup and I feel bombed out, sorry to moan will allow myself this one day then it's back to making the best of it.:o
    :eek: sorry to hear this izzy :(
    When The Fun Stops Stop ;)
  • logie
    logie Posts: 2,275 Forumite
    dipdap wrote: »
    Logie, you're an inspiration hun.
    I take it 6/6 means you're nearly at the end? (Sorry if I sound dumb, not sure how it all works)

    Sorry, I was being lazy typing on my phone :o
    Yeah it means that hopefully this will be the last lot of chemo. So I have today to finish, tomorrow and Friday, next Wednesday and then IVs are done :j
    Just have to keep well for the next few weeks then cross everything for the scan which should be at the end of this month
    ♥ Worrying does not empty tomorrow of it's troubles.... it empties today of it's strength ♥
  • exel1966
    exel1966 Posts: 5,051 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 3 April 2013 at 6:32PM
    fuzzgun19 wrote: »
    For those with pet insurance, I'm looking to insure Sam, but how does the excess work?
    I have done a quote with Morethan, and the basic 'accident only' cover is £8 per month. The excess is £75.
    If it was something minor, say a sprained leg or something, would it be worth claiming, or would a vet charge less than £75 to treat it?

    I've never had pet insurance before and never made a claim on any other. :o

    Excesses generally range from £50/higher + 10% treatment cost. It's pretty standard across the industry. Vets fees and treatments (injections/pills/creams) are not cheap. A simple X-ray will set you back about £200 !!

    I'm currently with MoreThan for my moggy, but fortunately after cashback + free food voucher they've paid me £18 to be with them this year :D

    I found a few examples ;-

    General description Animal type Average Price
    Annual booster Cat £35
    Annual booster Dog £33
    Blood test Cat £109
    Blood test Dog £128
    Castrate Cat £52
    OUCH !!
    Castrate Dog £272
    OUCH !!
    Dental surgery Cat £233
    Dental surgery Dog £160
    Drugs Dog £78
    Microchip Dog £30
    Overnight stay Cat £336
    Overnight stay Dog £550
    Parasite treatment Cat £25
    Parasite treatment Dog £44
    Parasite treatment Rabbit £50
    Pedicure Cat £60
    Pedicure Sedated £243
    Road accident Cat £300
    Road accident Dog £674
    Spay Cat £59
    Spay Dog £105
    Surgery Cat £250
    Surgery Dog £582
    Surgery Minor £330
    Vaccination Kitten £28
    Vaccination Puppy £29
    X ray Dog £232
  • izzy65
    izzy65 Posts: 2,862 Forumite
    Tenth Anniversary
    dipdap wrote: »
    Logie, you're an inspiration hun.
    I take it 6/6 means you're nearly at the end? (Sorry if I sound dumb, not sure how it all works)



    Leaving you huge hugs izzy, do you go back on the waiting list again now then? :(

    Thanks dipdap, not sure about that will see what next week brings.:)
    The person who never makes a mistake never learns anything.
  • bcw123
    bcw123 Posts: 980 Forumite
    details of how to get a £10 RSH code....Be quick

    http://www.facebook.com/StudentMoneyTips?ref=stream


    site under maintenance
  • David.
    David. Posts: 24,086 Forumite
    fuzzgun19 wrote: »
    For those with pet insurance, I'm looking to insure Sam, but how does the excess work?
    I have done a quote with Morethan, and the basic 'accident only' cover is £8 per month. The excess is £75.
    If it was something minor, say a sprained leg or something, would it be worth claiming, or would a vet charge less than £75 to treat it?

    I've never had pet insurance before and never made a claim on any other. :o
    We are with more than and can thoroughly recommend them have paid out over £10,000 for Bailey no problems.
    The £75 excess is per illness per year plus you also pay the first 10% each time.
    So a dog has a cruciate problem when you first go they will pay for the treatment -£75 and 10 of the cost.
    if you have to go 2nd 3rd 4th time still down to original cruciate problem it is only the first 10%.

    It may sound a lot but roughly working it out we have probably paid £1225 for Baileys operations/treatment etc rather than £10000+

    If it is minor and no chance of any ongoing treatment depending on the cost it may be less than £75 therefore not worth it but you don't get much at the vets for £75.
    Hope that helps and dont forget cashback we got £50-£75 back for the first year, think it only cost us £100 or so anyway ;)
    When The Fun Stops Stop ;)
  • fairclaire
    fairclaire Posts: 22,698 Forumite
    I just want to say a big thank you to everyone for your thoughts and wishes for DS and I over the past few days, it's more than we got in RL :( just more hassle from some people who are more interested in trying to ease their guilt over how they treated DH but I told them to tell someone who cared because I wasn't going to give them the response that they wanted.

    It's been hard for us both, DS has just had a big break down and is cuddled up to me at the moment going through old photos. I don't know what else to do with him, he was fine until this afternoon but I couldn't calm him down earlier so we both just sat and cried, I felt so helpless.

    Oh SD :( it's the hardest thing in the world to see your kids distressed and feeling like you can't make it better for them. Even harder if you feel down yourself.

    I think you are doing a great job doing what you've been doing already, being there for him. Some things hurt so much that the only way to deal with them sometimes is to sit down and have a meltdown and a good cry. At least he's not having to do it on his own. It will help you both in the long run that you can share your grief with each other. It's plain to see that you have a very close bond. That's such a precious thing :A
  • izzy65
    izzy65 Posts: 2,862 Forumite
    Tenth Anniversary
    I just want to say a big thank you to everyone for your thoughts and wishes for DS and I over the past few days, it's more than we got in RL :( just more hassle from some people who are more interested in trying to ease their guilt over how they treated DH but I told them to tell someone who cared because I wasn't going to give them the response that they wanted.

    It's been hard for us both, DS has just had a big break down and is cuddled up to me at the moment going through old photos. I don't know what else to do with him, he was fine until this afternoon but I couldn't calm him down earlier so we both just sat and cried, I felt so helpless.

    My heart goes out to you both, I really cannot imagine what you are going through, huge hugs to you both:A
    The person who never makes a mistake never learns anything.
  • silvercar
    silvercar Posts: 49,660 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    edited 3 April 2013 at 6:40PM
    Stuff with codes and short URLs that are banned - see my post below.


    I followed point 2, because I got site under maintenance after following number 1, and it worked.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
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