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The Lets Make It Awesome April NSD Thread
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Today was NSD 20 think I'm going to try and work towards this every month.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Good Morning
The front page is all up to date and looking fabulous. At least there is some sunshine in our lives because there certainly ain't been much here in Scotland
Have a fabulous Tuesday everyone. Go for the last NSD on the last day :jFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
There are
57
of us taking part in the April NSD Challenge
and so far we have captured
594 NSDs
:T:T:T:T:TFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Forgot to pop in last night !!!
Yesterday was NSD #18 for me :T
Not yet 100% decided whether or not I'm spending today! I do need petrol before Thursday, but I'll be spending tomorrow (1st of month D/Debits) so I could get it then. And other than potatoes and onions I'm totally out of fresh veg, but I do have some frozen - and depending on what I pull from the freezer I could probably do without anyway (as bolognese or chille doesn't need). I've also got something in my Amaz0n basket that's currently on sale, but I don't know til when. My concern is that it'll be until month end, which means it'll cost me an extra £3 if I wait until tomorrow!! (currently only 64p + postage)
Hmmmm........ be back later to let you know what happenedCheryl0 -
15 NSD's for me but only 3 in a row reached. That was up to yesterday, but I intend to getting some salad stuff today so will be spending.Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
No.13 1p a day challenge 2024
No. 24 52 week savings challenge completed August 24
No.16 1p a day savings challenge.0 -
Unfortunately i didnt make my target this month. :mad: Only 9/12. Although its the first month this year i havent quite acheived it. and I do blame hubby being at home for most of April and needing to buy baby bits.
ALthough these were bits we needed (well mostly, some bits i couldnt resist
)
I only include absolute no spending days in this challenge, which is why i didnt quite make it.
Onwards and upwards for May.SPC 18 Target £200 /0 -
Good Morning,
I am happy in the knowledge that today will be a NSD so I have another 5 NSD to add to my total bringing it to a total of 12 NSD which is more than I thought I may do! :j
Happy Tuesday everyoneDEBT FREE on the 23rd December 2013 :beer:
:j :T
Sealed pot 7 no 18940 -
May's NSD thread - Click hereHiya my No Spendy chums :hello:
Could we ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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Morning all :hello:
I have my 17th NSD
Thank you Freeby, Spoon, Marmite, Cheryl and Sazzie
IF…x
So I claim my prize :dance:"If wishes were horses, then beggars would ride"
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solventsoon wrote: »After my appalling start this month, I'm happy with that
:rotfl:
I had one of those too, but I'm happy to say I got 1 at the weekend plus 1 yesterday giving me a total of 10/12 for the month. Stuff to get today so that's me. Happy enough with it and gonna aim for same in May I think!
Very well done every on hitting (or almost hitting!!) your targets!
Thanks for all the updates too!
See you over in the May thread!!:D
Wealth is what you're left with when all your money runs out0
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