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The Lets Make It Awesome April NSD Thread
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Evening All
Late update for Sunday – seems a bit quiet, has everyone achievedtheir targets already ??
Did I read that we’re above the Feb average…BRILLIANT workeveryone
Baileys Babe backwith a Nifty NSD 19 wellover 2nd target now, excellent achievement:j:j
Beanielou A fabulous NSD 15 and a yippee woohoo 15er targetreached (prizes up already):j:j:T
Charleybear Fabulous NSD 15 andwoohoo a 15er target reached ( I think your prize is already awarded ):j:j:T
CW18 Cheryl Sounds like you had a good day, & checkingin with a splendid NSD 17 Another 2nd target exceeded excellent :j:j
Heyjude keep up the great work, nicely grabbed 9 NSD ,it does get tough towards the last payday I find, but its sort of a lifestylefor the hardcore folk. This challenge isall about making you think about spends, and if its helped you think about whatyou spend and most important why, then that’s target achieved :j:j
If wishes thanks for thepic … aargch its Monday already but asuper NSD 16 :j:j
MadScientist Another fabulous NSD15 and a woohoo 15er target reached :j:j:T
MissE001 Maybe a little under the weather but its sentyou a bonus of nifty NSD 19 heading towards that2nd target :j:j
Sazzie23 (That’s me) Lastdeclared at 14, did a little spend yesterday & also one day in the week, sothat is 5 more, making NSD 19 – nearly there ….3birthdays & 1 wedding down & 2 days left…..:j:j
Have a good week & looking forward to seeing you all inMay
here is the link
https://forums.moneysavingexpert.com/discussion/comment/60913577#Comment_60913577
(Freeby - how do I make it look like your link?)
Back soon
SazzieDebt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
Good Morning
Sazzie - thank you for the brilliant update :A:A
To hide a link under a word. Copy the link of the page you want to be directed to. In the new post type the word you want it to be hidden under. Highlight it and then click on the wee icon that looks like a paperclip sitting on the world. A box will open up. Delete the http bit and paste your own link in. Click okay. And viola...it should be there. I have to say I had no clue either, so thanks to If and (I think it was) Mrs Cautious for telling me :A
Have a great Monday everyoneFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
There are
57
of us taking part in the April NSD Challenge
and so far we have captured
570 NSDs
:T:T:T:T:TFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Big Mamma~I could send you the sewing supplement if any help?
Hoping for another one today....sounds like a good idea Beanie but--with the weird postage costs now--I reckon it'll be cheaper to buy the paper. Thanks for the offer tho; I'll have a think & will pm you, if that's OK?
Wow! Look at us hitting a batting average of 10 nsds eachWe. Are. Just. sssSSSSSSOOOOOOOOOOO GOOOOOooooooooood
And to think, I'm currently responsible for 22 of those little delights, up to & including yesterday :jFull time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Freeby I can't take the credit for that xx
Just dropping by to say that I've had 13 NSDs this month, which exceeds my target but not my rashly extended one, I will be spending a little tomorrow so that's my monthly total which is miles better than the couple I was doing before signing up to this challenge. Going to aim for 15 next month, will join the May thread.
Thank you to all who run and contribute to the thread, some amazing totals and so much food for thought xxx0 -
No 10 of 10 today.***Dont save what is left after spending, spend what is left after saving***0
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Hi everyone April has been a manic month for me which has included quite a few spendy days.
However with a NSD yesterday I am pleased to say that I have achieved
NSD 12/12 for the month.
Today should be another NSD but won't report it until the day is done0 -
May's NSD thread - Click hereHiya my No Spendy chums :hello:
Could we ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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Afternoon everyone :wave:
Just popping in to declare NSD no 20 for yesterday and NSD no 21 for today :j:j
After my appalling start this month, I'm happy with that
Have a good day everyoneThe time you enjoy wasting is not wasted time
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NSD 13 for yesterday'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
Groucho Marx
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