The Lets Make It Awesome April NSD Thread

each_peach_pear_plum

Number 8 NSD yesterday as returned to work after a week off, so NSDs will come a bit easier now! No NSD today as had to pop to the shop this morning for bread, milk etc

eppp

HeadAboveWater

freebyfifty wrote: »

Headabove – It is amazing how well one of spoon’s kick up the bum works.:rotfl: It bagged you NSD #4. :T Well done, you are on a roll now.:T

solventsoon wrote: »

Woohoooooo...... I'm glad the kick up the bum still serves a useful purpose:D

You're doing brilliantly now, keep it up!!

I'm trying!!! :D

EverTheOptimist wrote: »

However I can declare that I became DEBT FREE today. :j Feeling pretty pleased and relieved. Just need to stay focused now.

Absolutely fantastic news ETO

I hope you do hang around for a bit longer! I'm debt free myself but do need the odd 'kick up the bum' (as you can see above!! :rotfl:) to keep me on the straight and narrow!!

solventsoon wrote: »

Awww.. thanks, HAW, that's lovely... I'm polishing my halo as we "speak" as I've nabbed two more now as well :j:j

:T

Happy birthday to Candlewick :D

Saturday and Sunday were both spendy days: coal, fuel, shopping and coffees. Great weekend though!! Hopefully get 2-3 NSDs this week. Think today is already out though

Hope you all had a fab weekend!! Happy Monday! :D:D

EverTheOptimist

Thanks again everyone.

Am def staying around as I have become a bit obsessive about where my money is going.

Well done to the big numbers that are being posted. I forgot to declare my NSD for yesterday. # 4

Thanks for the updates everyone and thanks to freeby for keeping the thread going.

IF

Afternoon all :hello:


I have my 9th NSD

Thank you Freeby, Spoon, Marmite, Cheryl and Sazzie
IF…x

Nargleblast

Happy birthday Candlewick!

And I am pleased to report Number 5 NSD has boogied on down to Ennessdee Towers and dived into that good ole Cauldron of Doom!

Back to work tomorrow after annual leave week, so more NSDs should be coming.....

charleybear

Happy birthday Candlewick!
Hope you've had a good one!

NSD 9!
Was going to go to my boyfriends but feel's
so rough so I'm staying home.

Candlewick

Evening everyone :wave:

Sazzie & Freeby, thanks for updating.

I had a lovely afternoon with my family yesterday and the meal was delicious but it went so quickly, as the weekends always do.

ModestyB, Nargle, Marmite, T&J, HAW, Charleybear, Spoon and to anyone else I may have missed, thank you for my birthday wishes and cakes.

Well, I have had a lovely day (considering I forgot to switch my phone alarm off so this morning I was awake normal time but it was nice to get up make a cuppa and take it back to bed!) not least because the sun has been shining and I have bagged NSD 8 . I asked for money from my family for my birthday which has covered my blow-out spendy Saturday (can I now class that as an NSD? ). Spent some of the morning on the phone and then off for a swim and then out for a drive.

Boyfriend will be back over shortly and was going to go out for a meal but I have suggested a bottle of wine (just the one this time ) and a takeaway instead as I don't fancy going out.

Charleybear, I don't suppose you fancy popping round mine to do my ironing do you? I have a pile of it because I've let it build up again. :eek:

I am not back to work until Thursday now as phoned one of my bosses this morning to ask if I could have a couple more days off. Was about to explain it was short notice but he agreed as he knows the hours I have put in this year. Hurrah for a lovely boss

Enjoy the rest of your evening.

CW

Jelly_Biactol

NSD 8 today

Over halfway to my target now :j:j

slowlyfading

NSD 5 for me today

IF

Hiya my No Spendy chums :hello:
Could we ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!