Fully comp in EU

InsideInsurance

All insurers have to give unlimited EU cover at RTA equiv

Almost all insurers allow you to have comprehensive cover in Europe but it varies both on the number of days and if its built in/ free or if you have to pay for it.

vaio

InsideInsurance wrote: »

All insurers have to give unlimited EU cover at RTA equiv.........

is that an answer to the question.......

Tuesday wrote: »

Does the 'drive another car with the owner's permission' clause include driving in the EU?.........

InsideInsurance

vaio wrote: »

is that an answer to the question.......

No, the original question

DoC is not compulsory and is increasingly rare for insurers to offer it

vaio

interesting......I thought the point of EU directives was to ensure that if a car/driver combo was legal in one EU country then it would be legal in all EU countries.

Whilst, as you say, DOC isn't compulsory I'm thinking that *if* I do have it then the EU directives should mean I have it EU wide

dacouch

vaio wrote: »

interesting......I thought the point of EU directives was to ensure that if a car/driver combo was legal in one EU country then it would be legal in all EU countries.

Whilst, as you say, DOC isn't compulsory I'm thinking that *if* I do have it then the EU directives should mean I have it EU wide

I've seen at least one Insurer (Admiral from memory) who specifically exclude DOC from the EU cover

Tuesday

InsideInsurance wrote: »

No, the original question

DoC is not compulsory and is increasingly rare for insurers to offer it

What's DoC?

Aretnap

Driving other cars.

Aretnap

dacouch wrote: »

I've seen at least one Insurer (Admiral from memory) who specifically exclude DOC from the EU cover

Direct Line also specifically state that DOC only applies in the British Isles (linky, page 12). I was under the impression that this was fairly standard.

dacouch

Aretnap wrote: »

Direct Line also specifically state that DOC only applies in the British Isles (linky, page 12). I was under the impression that this was fairly standard.

Most Insurers do not specifically state it

InsideInsurance

vaio wrote: »

interesting......I thought the point of EU directives was to ensure that if a car/driver combo was legal in one EU country then it would be legal in all EU countries.

Whilst, as you say, DOC isn't compulsory I'm thinking that *if* I do have it then the EU directives should mean I have it EU wide

It is to ensure certain basic standards. Anything that goes above and beyond those standards are purely discretionary and can have territorial limits.