Roof issues not picked up on survey

markstev27

We brought our house nearly 6 years ago and about 3 years ago we were told that we needed a big repair to the roof.

We were told that it is missing a row of tiles!

When we got the house, we had an external survey done.

Does anyone think that we have grounds to complain to the mortgage company or are we not entitled

Thanks

rochja

If all you had was a survey for valuation purposes then you don't have a leg to stand on. If you paid for a structural survey the situation may be different. In any case it would be the surveyor not the mortgage company that you would have issue with. If you think about it the mortgage company only wants structurally sound investments in case they have to take steps to reclaim their money.

keystone

So three years after you bought the house you were told major repairs were required and 3 years later (thats how it reads) you've done nothing about it?

What do you think the answer is going to be?

Cheers











PS Its NO!

System

markstev27 wrote: »

We brought our house

really? where did you bring it from?! :j

there are two questions here - if it had been three years from the purchase and the tiles have always been missing, does that mean you never saw the outside of the roof on your house for three years?
Why has it taken you three years from the repair to think you might be able to get something back from a surveyor for a survey undertaken six years ago?

markstev27

ok so we haven't got a leg to stand on. I thought the aim of the forums were to ask opinions !!!!

I was wrong!

keystone

the_r_sole wrote: »

really? where did you bring it from?! :j

Saucer of milk for the_r_sole please. At the rush!.

Cheers

keystone

markstev27 wrote: »

I was wrong!

No you weren't. You have got perfectly valid opinions. Sorry if those opinions didn't give you the answer you wanted to hear.

Cheers

System

markstev27 wrote: »

ok so we haven't got a leg to stand on. I thought the aim of the forums were to ask opinions !!!!

I was wrong!

ok, well in your opinion why do you think the surveyor was at fault and responsible for the damage to your roof?

can you prove the tiles were missing at the time of survey (given it was six years ago) or could it be that the damage occured in the three years before the repair - also why would you complain to the mortgage company, what responsibilty have they got for repairs to your property?

DaftyDuck

markstev27 wrote: »

ok so we haven't got a leg to stand on. I thought the aim of the forums were to ask opinions !!!!

I was wrong!

I think you thought the aim was to agree with your opinions. We don't!

Even if you had a full structural survey, I doubt you'd have a leg to stand on either. Not least because of knowing for 3 years and doing nothing. Oh, and because of the water entry that would have occurred during the last six years would have damaged the property quite seriously by now.

ceredigion

which row is missing ?

Chopper_Read

ceredigion wrote: »

which row is missing ?

The one that's not there.