Solicitors not kept to agreement. Im penalised? HELP

Garry.Coleman

I have recently set up a payment with a solicitors in December. This was to draw an additional sum each month out. I have arrived back from business (away for a few months). The solicitors didn't set this direct debit to go on top of my mortgage for payments in Jan/Feb/March so i now get a letter saying i didnt keep to my agreement and owe it all at once. Who's fault is this? my account has my normal amount going out on the months? Regards

Tenyearstogo

Isn't the money still in your account? Why didn't you check it was being paid? It's your responsibility to ensure your bills were paid.

Just pay it in a lump sum now.

kingstreet

Garry.Coleman wrote: »

I have recently set up a payment with a solicitors in December. This was to draw an additional sum each month out. I have arrived back from business (away for a few months). The solicitors didn't set this direct debit to go on top of my mortgage for payments in Jan/Feb/March so i now get a letter saying i didnt keep to my agreement and owe it all at once. Who's fault is this? my account has my normal amount going out on the months? Regards

A direct debit requires the payee to request the funds from the account of the payor, not the other way round.

A standing order is the payor's way of giving an instruction to their bank to make regular payments to the payee. How is a solicitor involved? Why would you be unable to do this yourself?

Garry.Coleman

kingstreet wrote: »

A direct debit requires the payee to request the funds from the account of the payor, not the other way round.

A standing order is the payor's way of giving an instruction to their bank to make regular payments to the payee. How is a solicitor involved? Why would you be unable to do this yourself?

Hi sorry i wasnt clear. it was made through the mortgage companies solicitors.

Garry.Coleman

Tenyearstogo wrote: »

Isn't the money still in your account? Why didn't you check it was being paid? It's your responsibility to ensure your bills were paid.

Just pay it in a lump sum now.

Hi i didn't check my account as i was away on business. Only when i came home i realised. I did'nt have access to my account prior.

andy.m_2

talk to them, everyone here is merely speculating to the details.

Let_Us_See

Surely, you have a copy of the agreement between you and your solicitor? If so, did the solicitor fail in his duty to carry out your agreed wishes? Not much room for ambiguity!

Garry.Coleman

The agreement was over email. I have all relevant emails saved. I have mailed them regarding this, & why the debits didnt go through. As of yet to receive a reply. Their phone is permanently busy. I have tried ringing the mortgage company, but they said to ring their solicitors, they cant do anything about it. But i would have thought if they where the original company they would. Around in circles. I am at the moment trying to find the funds for this. Regards

terryw

Garry.Coleman wrote: »

I am at the moment trying to find the funds for this. Regards

But surely the funds will still be in your account if the dd 's have not been paid?

Let_Us_See

Perhaps your solicitor is relaxing on a sunny, tropical beach at your expense! Personally, I would make a personal visit to your solicitor and not rely on the phone.

bryanb

Let_Us_See wrote: »

Perhaps your solicitor is relaxing on a sunny, tropical beach at your expense! Personally, I would make a personal visit to your solicitor and not rely on the phone.

It is the mortgage company's solicitor.