Average Montly Utility/General Costs

smeds

Hi All,

I am looking into moving out into a 2 bed apartment / house on my own and wondering what roughly other people are paying?

I have done a slight budget but not sure if i have the costs correct.

Contents + Buildings insurance -15
Gas and Electric -65
Water -35
Phone + internet -20
TV License -15
Mortgage -500
Food -180
Fuel -70
Council Tax -90
Mobile Phone -38

Thanks in advance

Paul

smeds

Also if i have missed anything let me know.

Ta

Paul

SailorSam

Food £180 for a month and you're on your own !!!!!
That sounds awful high.
Look at some of the threads on here and you'll easily halve it if not more.

smeds

Was just a rough guess to be honest as currently live at home so have no real idea of food costs

BugsyBrowne

SailorSam wrote: »

Food £180 for a month and you're on your own !!!!!
That sounds awful high.
Look at some of the threads on here and you'll easily halve it if not more.

£180 a month on food a month on your own is not a lot, that's £45 a week which is quite reasonable.

I know when I first lived on my own cooking for just me was sh*t and boring so it was takeaway 4 times a week, then when I cooked it was proper butchers sausages and mash, and marks & Spencer's meal for 1 the other 3 days.

Can't cook won't cook was I my motto.

grumbler

smeds wrote: »

...wondering what roughly other people are paying?
...
Contents + Buildings insurance -15
Gas and Electric -65
Water -35
Phone + internet -20
TV License -15
Mortgage -500
Food -180
Fuel -70
Council Tax -90
Mobile Phone -38

You are wasting money by paying monthly for TV licence (and car insurance? - I don't see it. Neither do I the road tax, servicing, MOT). And if you can't afford paying yearly, you are not in a position to waste £38 p.m. on your mobile.

Does it really matter what other people pay for their mortgage?

http://www.stoozing.com/msoc/soacalc.php

smeds

I would pay it of yearly, but was just budgeting money. I have a company car so have no costs for Servicing, MOT Etc..

SailorSam

If you've been living at home and haven't got a clue what to do Paul this is an old thread about making meals for one http://forums.moneysavingexpert.com/showthread.html?p=127291#post127291

I'd say a good thing to buy yourself and they only cost about a tenner is a slowcooker, you can put stuff in before going to work and when you get home you've got a hot meal waiting.
If you look on the top of the page on the right hand side, see Forums go there Scroll down.
You're looking for ...Old Style Moneysaving ....... Old Style Index Collection ....... and Complete Cooking Collection,
You'll find pages and pages of stuff, all you'll ever need and it'll save you pounds.

SailorSam

I was just having another look at those links and some of the stuff in the Complete Cooking Collection look good.
There's a bit that says Basic cookery for learners and got
Can't cook don't cook.
Help needed for reluctant cook.
Hopeless cook.
Mr Bad Example cooking index.

macman

smeds wrote: »

Was just a rough guess to be honest as currently live at home so have no real idea of food costs

Might be worth asking Mum and Dad then? Do you not contribute?
You seem to have covered all the main outlays, but many of the items you mention are hugely variable according to property and region (for example CT and water bills), but I'd highlight gas and electricity. £65pm is about half the average UK dual fuel bill, which assumes gas CH and DHW. With all-electric heating and DHW it'll be higher.
Also phone and internet: line rental alone is about £15pm, calls and broadband come on top of that.
Your insurance could easily be double what you've budgeted for.
Not quite sure why you've added fuel and mobile phone costs, as these you are presumably already paying so know the cost of?
You'll also need an emergency fund should disaster strike (for example,when your boiler breaks down and you have to pay £££'s for repair or replacement). Welcome to the joys of independent living!

smeds

macman wrote: »

Might be worth asking Mum and Dad then? Do you not contribute?
You seem to have covered all the main outlays, but many of the items you mention are hugely variable according to property and region (for example CT and water bills), but I'd highlight gas and electricity. £65pm is about half the average UK dual fuel bill, which assumes gas CH and DHW. With all-electric heating and DHW it'll be higher.
Also phone and internet: line rental alone is about £15pm, calls and broadband come on top of that.
Your insurance could easily be double what you've budgeted for.
Not quite sure why you've added fuel and mobile phone costs, as these you are presumably already paying so know the cost of?
You'll also need an emergency fund should disaster strike (for example,when your boiler breaks down and you have to pay £££'s for repair or replacement). Welcome to the joys of independent living!

Thanks for your response, I have asked my rents and they thought roughly £180 a month. I do contribute. Yeah i guess, i am going to find out the tax band of the house so then can work that out exactly

Will look into gas and electric, i know the new build house im looking at has gas central heating and gas hob but then obviously electricity for the obvious other bits n bobs.

Yeah the fuel and mobile etc are just costs i have already.

Thankfully as im moving into a new build, i should have no issues with boilers etc.. as will all be guaranteed.