Financial Aid for Graduates

Craff

Hiya, i'm new here so i hope this is all cool to post here.

I'm Graduating from Uni this month, and going into Freelance Animation. I am also starting a part time job (15 hours a week at 400 a month) at ING.

HOwever i have absolutely no money coming up for rent e.t.c and am looking for any financal aid. I've already got a maxed out Student overdraft 2750, and have already applied to the Contingency fund at my uni. I'm looking ideally for around 3000 to get me going but a thousand would be okay. I've tried to apply for a graduate account at Abbey but i was declined, can i do anything?

I'm really stuck and just feel like curling into a ball under a duvet and staying there so any help would be greatly apprecieated!

p.s I've tried one loan company and they refused me, if theres any others that can help i'm open to that
x

dmg24

Here's an idea ... get a full time job?!

Blacksheep1979

borrowing more money really isn't the way to get ahead. Get a second job or as dmg says a fulltime job.

[Deleted User]

Your parents?

Poppy9

Welcome to the real world.:rolleyes: If the bank of Mum and Dad won't help you then you have two options:

1. Get a full-time job, save some money and then return to studying.
2. Get employment with a company that will sponsor your training.

Ytaya

Sorry, another call for full-time employment. At the very least, you need to ensure that your guaranteed income is enough to cover your essential outgoings - rent, bills, council tax (yes, you pay that now), food, etc.

Now you've graduated, you're on your own! No more LEA handouts, I'm afraid

liney

More hours > more money > paying rent/eating > not becomming homeless and/or starving.

Damn shame, but there you have it.

TeaBoy_2

don't listen to these lot, u got another 50 years of work ahead of you. thats a long time. open up more bank accounts and get the interest free graduate overdrafts.

i'm intrigued about the contingency fund, whats that? do u have to pay it back?

Craff

Okay well i guess this was the wrong place to ask.

I am setting up my own freelance animation business, but as that'll take at least a month to generate any income i was curious to see if there was any other way to have some income until then.

It's such a shame that people seem to feel they need to reply with such sarcastic notes, but hey sorry if i sounded like a stereotypical 'student', i'd have thought people may have been a bit less judgemental and a bit more mature. I am working my !!! off the entire time to get out of my student debt but whatever.

Thanks anyway!

Ytaya

It wasn't entirely clear from your post that this was a short-term situation. If you're just looking to raise money for a month's worth of rent, do you have anything you could sell? Talk to your landlady/landlord and explain the situation, ask for a few day's grace? Ask your parents (not sarcastic - if it's just short-term, they might be willing)?

Failing that, maybe try and get some casual evening work for the month - bar work, waiting tables, something like that? No, it's not optimal, but it'll have the desired outcome: get you enough money to tide you over this month.

dmg24

Craff,

What people are saying is work full time, build up some money, and then look at setting up your own business.

Many of us have skills that we would love to use on a self employed business, but sadly bills come first!