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Batten down the hatches.....

18688909192

Comments

  • Hi Orange Ena,
    I know you have bigger things to think about than boiler insurance so hope you don't mind me asking but does your emergency household insurance for things going wrong also cover your boiler? Your company seem to be good at turning up and helping out :)

    Hi DIA, course I don't mind. I'm with Nat1onwide and as far as I can see, the insurance is only for members, so you need a savings or current account or mortgage with them. I've got Home Insurance Essentials (the cheaper cover) but the Home Emergency cover is an additional £21.28 for the year. This is the gem which covers all sorts.....

    http://www.nationwide.co.uk/products/insurance/home-insurance/combined-insurance#xtab:home-emergency

    Copy and pasted:
    With optional home emergency cover you'll receive extensive cover for a range of emergencies such as roof damage, vermin infestation, a burst pipe or a broken down boiler.
    24 hour assistance if a home emergency occurs and you need a tradesman to make your home safe, secure and prevent further damage.
    You are covered for up to £500 to deal with emergency problems such as:
    Roof damage.
    Plumbing and drainage problems.
    Main heating system failure.
    Domestic power supply failure.
    Toilet unit damage or failure.
    Damage to doors and windows.
    Loss of keys.
    Vermin infestation.
    Cover is up to £500 (incl. VAT) in total for call-out charges, labour costs and parts and materials.
    You should report an incident as soon as is reasonably possible (normally within 48 hours of the emergency happening). This is not a maintenance contract and cover is provided for emergencies in the home only.
    You are covered for incidents that are sudden, unexpected and require immediate corrective action. You are not covered for day to day maintenance of your property. Further limits and exclusion apply, please see the policy documents for details.

    So I think it's covered? But I guess you have to have a yearly service of the boiler, I know I did with my old boiler cover years ago. They were really good and very efficient for the 3 times I've called them out!!! Well worth it in my opinion.

    I'm glad you've asked actually as I didn't realise it was covered. My boiler is 4 years old and the company that installed it do the services and everything has been fine so far. But handy to know for my new flat boiler :):)
    beanielou wrote: »
    Interested in the answer to this but AFAIK not.

    :):) I'm quite surprised but it seems it is!
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    edited 28 September 2017 at 10:58PM
    Evening. No house news to report....still waiting :(

    Tuesday 26th September
    * £6.41 in Asd@
    * £5 in Th0rntons
    * £3 in Prima@rk
    * £14.10 in M&S
    * £4 in T3sco
    * 0nepoll surveys

    Wednesday 27th September
    * £10 in Fly1ng T1ger
    * £5.52 in a sweet shop :D
    * £3.20 in P@perchase
    * £1.35 in T3sco
    * 0nepoll surveys
    * PA survey
    * Opini0n Outp0st surveys

    Today
    * NSD
    * Youg0v survey
    * 0nepoll surveys
    * PA survey
    * £1.50 received for an item sold on Shp0ck

    Nearly le weekend :D:D
    Have a good one y'all :)
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • And we are waiting with you :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Orange_Ena wrote: »
    Hi DIA, course I don't mind. I'm with Nat1onwide and as far as I can see, the insurance is only for members, so you need a savings or current account or mortgage with them. I've got Home Insurance Essentials (the cheaper cover) but the Home Emergency cover is an additional £21.28 for the year. This is the gem which covers all sorts.....

    http://www.nationwide.co.uk/products/insurance/home-insurance/combined-insurance#xtab:home-emergency

    Copy and pasted:
    With optional home emergency cover you'll receive extensive cover for a range of emergencies such as roof damage, vermin infestation, a burst pipe or a broken down boiler.
    24 hour assistance if a home emergency occurs and you need a tradesman to make your home safe, secure and prevent further damage.
    You are covered for up to £500 to deal with emergency problems such as:
    Roof damage.
    Plumbing and drainage problems.
    Main heating system failure.
    Domestic power supply failure.
    Toilet unit damage or failure.
    Damage to doors and windows.
    Loss of keys.
    Vermin infestation.
    Cover is up to £500 (incl. VAT) in total for call-out charges, labour costs and parts and materials.
    You should report an incident as soon as is reasonably possible (normally within 48 hours of the emergency happening). This is not a maintenance contract and cover is provided for emergencies in the home only.
    You are covered for incidents that are sudden, unexpected and require immediate corrective action. You are not covered for day to day maintenance of your property. Further limits and exclusion apply, please see the policy documents for details.

    So I think it's covered? But I guess you have to have a yearly service of the boiler, I know I did with my old boiler cover years ago. They were really good and very efficient for the 3 times I've called them out!!! Well worth it in my opinion.

    I'm glad you've asked actually as I didn't realise it was covered. My boiler is 4 years old and the company that installed it do the services and everything has been fine so far. But handy to know for my new flat boiler :):)
    Thank you so much Orange Ena :A
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    Thanks DIA, I didn't get any news on Friday so I'll have to wait a bit longer :o


    Friday 29th September
    * NSD
    * 0nep0ll surveys
    * VO surveys
    * Opini0n Outp0st survey and £2.50 requested
    * £3.50 received for 2 items sold on Shp0ck

    Today
    * £26.10 in L1dl
    * £24.52 in M0rrisons
    * £35 for fuel
    * PA survey


    Decluttering
    141. flip flops
    142. pillow cases x 2
    143. t-shirt
    144. dishwasher tablets / rinse aid
    145. lamp
    146. pestle and mortar
    147. casserole dish
    148. fridge magnet photo frame
    149. tagine
    150. chair
    151. cake tin
    152. rolls of wallpaper
    153. throw
    154. leftover tiles
    155. pack of cards
    156. union jack bunting and flags
    157. mugs and glasses
    158. duvet cover
    159. DVD's x 11
    160. CD's x 10
    161. ice cube tray
    162. photo holders
    163. coffee jars



    September stats

    PA - £21.01........................total YTD £268.88
    Youg0v - 375pts/£3.75.......................total YTD £54.25
    SB - 0.............................total YTD 1107SB
    Pinec0ne - 0.........................total YTD £6
    P0pulusLive - 0..........................total YTD £53
    VO - £9...........................total YTD £69.50
    TCB - £2.49.....................total YTD 33.87
    i-S@y - 35pts.....................total YTD 605pts
    Inb0x£'s - £1.09.....................total YTD £4.79
    Other income - £5..........................total YTD £112.34
    Roadkill - 25p.........................total YTD 46p
    0nep0ll - £7.15......................total YTD £76.35
    Opini0n Outp0st - £2.....................total YTD £91.20
    NewV1sta - £6.50.......................total YTD £6.50


    August total - £58.24 :T
    Year to date - £782.14 :j:j:j


    Other totals
    NSD's - 11......................total YTD 100
    Books read - 0...................total YTD 1
    DVD's watched - 0.....................total YTD 0

    DMIC 4/30
    CHEFS account £327.26 (+ £21.45 pending from PA and £2.50 pending from Opini0n Outp0st)


    A steady month of extra earnings :)
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Hi Orange Ena

    I've just spotted your signature on DIA's diary. Wow you are so close to being done. Exciting times. :j
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    Hi Orange Ena

    I've just spotted your signature on DIA's diary. Wow you are so close to being done. Exciting times. :j

    Thanks parsniphead :) I am close in one way but I'm currently making no effort to pay extra to my CC so paying £60 pm will still take me ages!! Once I've moved, I will get a wriggle on and pay it off, that's the plan anyway :) Can't wait to get rid now.
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    Good morning. This is strange, I normally swing by here at night. Rumour had it that I was a vampire......:rotfl: :D

    Sunday 1st October
    * NSD
    * Opini0n Outp0st survey
    * £5 for an item sold on Shp0ck
    * NewV1sta survey
    * Youg0v survey

    Monday 2nd October
    * NSD
    * 0nepoll surveys

    Tuesday 3rd October
    * £4.95 in T3sco
    * 0nepoll surveys

    Wednesday 4th October
    * NSD
    * 0nepoll surveys
    * PA survey
    * Opini0n Outp0st survey

    Thursday 5th October
    * NSD
    * Youg0v survey
    * 0nepoll surveys

    Friday 6th October
    * £43.99 to R0yal Ma1l
    * £37.06 in Morrisons
    * PA survey
    * 0nepoll surveys
    * VO survey
    * Opini0n Outp0st survey
    * Youg0v survey

    DMIC 2/6


    Decluttering
    164. books x 14
    165. Ikea unit
    166. single bed
    167. leftover wallpaper
    168. scotia beading
    169. puzzle books
    170. coat
    171. magazines x 9
    172. room spray
    173. dishwasher gubbins
    174. ice cube tray
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    I started getting a sore throat last weekend which then developed into a lovely snotty chesty cold. I managed to get through work on Monday and I had planned to just get on with it but then Tuesday morning I tripped over in the middle of the road :eek: A car had kindly stopped to let me cross the busy road so whether I was rushing or just a bit clumsy, I don't know. But it hurt! I was lying on the ground, stunned, trying to figure out if I'd broken anything (of all the times previously where I wanted to break my wrist, I didn't want to at that point :D ) when the lovely car just went round me and drove off :rotfl: Luckily the lady behind and another lady came to see if I was alright, bless em :T I got into work but I was in quite a mess, in pain, bleeding, one big snotty mess :p So I went home at lunch time and I had the rest of the week off :o:o

    When I got home Tuesday lunchtime, I'd just flopped on the sofa, about to start sobbing, wondering if I'd hit rock bottom (ever the drama queen :rotfl:) when my solicitor rang to say he'd finally heard from my buyers solicitor, after being ignored for over a week, with good news.........they were all ok and ready to proceed :j:j:j:j:j:j:j:j:j

    And oh my giddy aunt..........we exchanged yesterday!!!!!

    This is really happening, it really is. I cannot believe it's actually worked. Over a year of dreaming about moving to my hometown and changing my job and I've only gone and pulled it off :p I feel like a Bond villain, sat stroking my cats, feeling very pleased that my masterplan to [STRIKE]take over the world[/STRIKE] move house and get a new job has worked.

    I'm moving the week after next so full steam ahead now. They initially wanted to complete on the 12th but that only gave me 6 days after exchange which isn't enough time to get rid of some furniture, sort the movers, finish packing, get time off work etc,

    I need to contact the new job on Monday and negotiate a start date (and check that it's still ok) then I can do the one thing I've been wanting to do for years. Hand that darn notice in :T:T:T:T

    :D:D:D:D:D:D:D:D:D

    Sorry for emoji overuse. Can't help it :o;)
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • beanielou
    beanielou Posts: 96,574 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to the fall.
    Hope you are now on the mend.
    Great news on the move.
    It is starting to all come together now.
    So chuffed for you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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