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Stocks and Shares ISA - do these funds look ok?

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Comments

  • donniej
    donniej Posts: 104 Forumite
    One thing that you probably know is that your fund selection is fairly aggressive. You haven't mentioned specific allocation, but you're pretty much all out in high (US/UK) and very high (Pacific/Em Mkts) risk equities sectors there.

    That might be fine if that's what you're looking for - worth just considering the amount of risk you're taking (or just being aware of it.) The trade-off of course being that more risk gives you more potential for greater gains, but also more potential for greater losses.

    As Robert99 mentioned there are a number of tools you can use to get an idea of what the overall risk of your portfolio looks like.
  • The rplan tool is really useful, thanks.

    Donniej, you're correct that I'm aware of the risk. I have around £30k in cash, most of which is in an ISA, which is effectively the low risk part of my portfolio. That isn't being touched, these investments will come out of income, and I have 40+ years of working ahead of me so plenty of time to sit out any losses.
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