It was worth it...

LittleBoots

Applied for a First Direct bank account last week and today have just received a load of stuff from them in the post .

Will sort it all out tonight and arrange to switch my DDs over, think I get £100 for switching

LittleBoots

Managed to book my Spanish class today woohoo, its the one at my local college which I am happy with

LittleBoots wrote: »

Action Plan

• [STRIKE]find half marathon running
  plan[/STRIKE]
• [STRIKE]book Spanish lessons[/STRIKE]
• [STRIKE]cancel Sky (unless they offer it half
  price)[/STRIKE]
• [STRIKE]try get net/phone cost lowered[/STRIKE]
• get photo for provisional licence
• look up Salsa class
• [STRIKE]buy a mango[/STRIKE]
• buy a cookbook

LittleBoots

OK so diet things haven't been going so well, I decided to hold off until after the weekend as I love chocolate too much...

I'm going to go over my budget and money stuff intensively this weekend as I think I may owe more than I thought (not much but I want to be sure).

Will tidy up and get place ready for doing my workouts. Need to just make a start then I will hopefully get into it.

Also going to plan some social events from next month to make sure I get out n about more. Have been a bit of a hermit since I got home but HOPEFULLY the weather is starting to improve

Happy Easter x

LittleBoots

Number crunching is hurting my head!

Happy chocolate egg day

LittleBoots

So have gone over my various accounts and heres what I have:

Current Account - £1162.66 (most bills will come out over the weekend)
Online Saver - £150 (saving £10p/w since December, this is for Christmas)
ISA - £1000 (holiday fund)

Heres what I owe

Credit Card - £845.38
Overdraft - £1391.17

The ccard has only just started charging interest so I am looking to switch. I remember years ago they used to send you cheques so you could pay money into your account. I know these were stopped but is there anyway I can transfer my overdraft to a ccard? I really need to close the overdraft as its too tempting! I just see it as my money but don't feel that with a credit card.

I hope to clear these debts within the next six months

Also in the coming 6 months I aim to (amongst other things)

• be able to string at least one sentence together in Spanish
• be taking driving lessons (or even have my licence):rotfl:
• be able to run a half marathon :rotfl::rotfl::rotfl::rotfl:
• be 1.5 stone lighter:eek:
• redecorate my living room

All on a lemonade budget, I'm pretty good at getting a lot from my money without being a meanie

Plan for the week

• work at least 3 shifts
• run 3x 5ks on the treadmill
• do the 30 day shred

Olderbutnotwiser

Losing the overdraft was a good move for me, I've not had an overdraft limit for about 4 years now, it was way to easy to use and I just used it to the limit every month.
You seem really focused good luck.
Did you manage to cut the mango up properly?

LittleBoots

I cut up the mango but it didn't look too good
Tasted ok though

LittleBoots

Hello

Not been hiding just don't have much to say tbh...
Getting a little refund from the gas and leccy company so will put it straight towards the credit card when I get it

Just working away, finding it really hard to keep diet motivated. Youd think looking in the mirror would do it!!!

LittleBoots

Oooh just noticed I got £83.57 interest on my isa. Happy with that, I'll send it to the credit card!

Hiddenidenity

*subscribes*