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Sole Earner

2

Comments

  • AndyJc wrote: »
    Yes, a "married" couple bringing up two children. I was in exactly the same position and in some ways i still am. i also have two children. and i still pay the mortgage on the family home that i don't live in anymore. Now i support my family and my partner. Based on the comments thus far i should just kick her out and think about Number 1?

    The thing is i am not like that and i will support the people i love always but i thought there maybe be some kind of assistance from a personal tax perspective? this is the point of my query.

    No, support for your partner is not a tax deductible expense!
  • LunaLady
    LunaLady Posts: 1,625 Forumite
    Do you love your partner? You seem to see her as a burden.
    SPC #1813
    Addicted to collecting Nectar Points!! :D
  • Carlos77
    Carlos77 Posts: 154 Forumite
    Eighth Anniversary 100 Posts Combo Breaker
    This is why self employment is better! My wife was off work for 4 years while she went to university. I gave her shares, paid her dividends, and used all of her tax free allowance up! Now she is working I have continued this trend, so that I'm using up more of her 20% allowance rather than my 40% allowance. Much more tax efficient and flexible than PAYE!
  • MrsAnnie
    MrsAnnie Posts: 679 Forumite
    Wow!

    Your post comes across as if your relationship is a business deal that is not longer viable and or financially beneficial...
    I have learned that success is to be measured not so much by the position that one has reached in life as by the obstacles which he ha
    s had to overcome while trying to succeed. Booker T Washington
  • cte1111
    cte1111 Posts: 7,390 Forumite
    Part of the Furniture Combo Breaker
    You aren't entitled to a tax break for supporting your non-working partner (nor your children).

    Would your partner be able to do some self employed work? I do mystery shopping as well as some written articles for Textbroker. There are threads on both of these topics on the Up your Income board. I find these are flexible enough to fit around other commitments. Your partner might well find that she can fit this kind of work around her health problems.

    My husband supports me financially, my work record is patchy owing to suffering from mental health problems in the past, as well as time spent looking after children and other relatives. I'd be pretty upset if he talked about our situation like you have, but I guess you didn't mean to come over like that.
  • AndyJc_3
    AndyJc_3 Posts: 6 Forumite
    LunaLady wrote: »
    Do you love your partner? You seem to see her as a burden.
    ---:TThanks for the input. yes i do. But unfortunately don't live in the world of Jane Austen.
  • AndyJc_3
    AndyJc_3 Posts: 6 Forumite
    cte1111 wrote: »
    You aren't entitled to a tax break for supporting your non-working partner (nor your children).

    Would your partner be able to do some self employed work? I do mystery shopping as well as some written articles for Textbroker. There are threads on both of these topics on the Up your Income board. I find these are flexible enough to fit around other commitments. Your partner might well find that she can fit this kind of work around her health problems.

    My husband supports me financially, my work record is patchy owing to suffering from mental health problems in the past, as well as time spent looking after children and other relatives. I'd be pretty upset if he talked about our situation like you have, but I guess you didn't mean to come over like that.
    Thanks. Yes she would love to work from home and i am helping her get some ideas off the ground. Working from home seems like a great option. we are open to any ideas. we are a team and actually she feels the same as me. Yes i am writing this post but we both feel the same. words come across with no emotion. it may seem that i am cold. but this is NOT the case.
  • AndyJc_3
    AndyJc_3 Posts: 6 Forumite
    No, support for your partner is not a tax deductible expense!
    Look at Carlos77's Response. Not tax deductible but actually a constructive idea which i did not think of ;)
  • cte1111
    cte1111 Posts: 7,390 Forumite
    Part of the Furniture Combo Breaker
    AndyJc wrote: »
    Let’s get one thing clear here; I do not oppose to paying this from a moral perspective but what i cannot understand is why i am expected to from a government/HMRC point of view.

    Can I claw any of this expense back? If she can’t get benefit, can I not get some kind of reimbursement?
    I think it's the bolded bit that comes over rather unsympathetically. Supporting our partner in time of need is pretty much what most of us expect I think.

    It is hard looking for work in general, there are so many people applying for every job. If you've got a non-standard CV, as I have too, then agencies in particular are pretty hopeless. Your partner has my sympathy. Having a good look through the Up your Income boards could well help her find various ways of making a few quid to help her situation. Even if it's nowhere near what she would hope to earn in a 'proper' job, it's worthwhile trying as it could lead to something more profitable in the long term.
  • tpl
    tpl Posts: 187 Forumite
    AndyJc wrote: »
    Hi all, I am living in a household with my Partner and have some questions in relation to Tax & Benefits.

    Over the past few years i have been the only earner in the household. My Partner has not been in work and has been unable to hold down a job due to suffering with Migraines. She is on medication full time to keep them under control but at least once a month she is laid up for 4-5 days.

    It is almost impossible for her to work full time because when the migraine comes she has no chance of getting through a probation period. And in the temp market they drop her as soon as she is sick. Her CV is just a string of short term work and long patches of unemployment which is an instant put off for employers.

    From what i can gather she is not eligible for any benefits. Whenever she tries to get any support the first thing asked is: who is in your household and how much do they earn? As soon as she provides the answer she is cast off.


    I earn Good Money and am in the higher tax bracket. But this year due to a miscalculation in my tax code i am liable for a 7000 tax bill which is demanded by HMRC.

    In summary; over the past six years i have been supporting my partner in every way. I pay for everything. I pay her prescriptions right through to her mobile phone bill.

    Let’s get one thing clear here; I do not oppose to paying this from a moral perspective but what i cannot understand is why i am expected to from a government/HMRC point of view.

    Can I claw any of this expense back? If she can’t get benefit, can I not get some kind of reimbursement?

    I'm not sure if you have noticed but there are major cuts in public sector funding, where the most vulnerable and in need, get their help from. If you or your partner don't need the money, why expect to get it out of already pressurised and under resourced sytem, for the sake of it, or because you feel like you are owed something for supporting your partner.
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