We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Never mind the Chancellor, what about YOUR budget?
Options
National_Debtline
Posts: 7,998 Organisation Representative
Hi all you good MSE folk
Given that Budget 2013 is looming - and that the old red briefcase is unlikely to be bursting with goodies - we would be interested to hear about your own experiences of drawing up a household balance sheet.
Where do you start with yours and what made you do it for the first time? What are the biggest challenges and what areas of expenditure do you find it especially hard to stick to? Where do you keep it - on the fridge, tucked away in a folder or on a good old Excel spreadsheet?
Or maybe you've never plucked up the courage to do one at all - if so, we'd be interested to hear what exactly puts you off.
Looking forward to your contributions. The more the merrier!
Dennis & David @NDL
Given that Budget 2013 is looming - and that the old red briefcase is unlikely to be bursting with goodies - we would be interested to hear about your own experiences of drawing up a household balance sheet.
Where do you start with yours and what made you do it for the first time? What are the biggest challenges and what areas of expenditure do you find it especially hard to stick to? Where do you keep it - on the fridge, tucked away in a folder or on a good old Excel spreadsheet?
Or maybe you've never plucked up the courage to do one at all - if so, we'd be interested to hear what exactly puts you off.
Looking forward to your contributions. The more the merrier!
Dennis & David @NDL
We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
0
Comments
-
1. Taxing Eastern European nationals and other foreign nationals who work in Britain 20% more Tax.
2. More money towards the Armed Forces.
3. More money towards hospitals.
4. Cut child care costs.0 -
BugsyBrowne wrote: »1. Taxing Eastern European nationals and other foreign nationals who work in Britain 20% more Tax.
(A bit harsh but they do it in other countries so I don't see why not)
2. More money towards the Armed Forces. (Agree)
3. More money towards hospitals. (Agree)
4. Cut child care costs. (Disagree, people chose to have children so they should pay for them not the state. After all they chose to have children, its a lifestyle choice not something the state makes you do!!)Time is a path from the past to the future and back again. The present is the crossroads of both. :cool:0 -
Agree, ifBugsyBrowne wrote: »1. Taxing Eastern European nationals and other foreign nationals who work in Britain 20% more Tax.- all Brits working abroad pay 20% more tax in their country of work
- the likes of Philip Greene's wife pay an additional 20% corporation tax in the UK
- the likes of Vodafone, Starbucks and Amazon pay at least 20% of their UK revenues in corporation tax
dr_adidas01 wrote: »
Which are these other countries?BugsyBrowne wrote: »1. Taxing Eastern European nationals and other foreign nationals who work in Britain 20% more Tax.
(A bit harsh but they do it in other countries so I don't see why not)
Leaving the above aside- what's it got to do with the OP's questions?
- why does the OP ask the questions - - just for entertainment?
0 -
No. Stop the benefits the brits who fail to take the jobs that these people do that they won't.BugsyBrowne wrote: »1. Taxing Eastern European nationals and other foreign nationals who work in Britain 20% more Tax.
No. Brings our boys & girls back home and slash the costs.BugsyBrowne wrote: »2. More money towards the Armed Forces.
Only if they can manage to not waste it.BugsyBrowne wrote: »3. More money towards hospitals.
No. Make it cost effect for one partner to stay at home to bring them up.BugsyBrowne wrote: »4. Cut child care costs.
So a transferable personal allowance.Never ASSUME anything its makes a>>> A55 of U & ME <<<0 -
I got a job that paid more so the cuts/recession/credit crunch etc have not affected my expenditure.Bad luck breeds bad luck.
Damn I'm doomed.0 -
:jdalesrider wrote: »No. Stop the benefits the brits who fail to take the jobs that these people do that they won't. ( man our borders with extra staff and lets get a referendum under way)
No. Brings our boys & girls back home and slash the costs.
( now you're being silly)
Only if they can manage to not waste it.
No. Make it cost effect for one partner to stay at home to bring them up.
So a transferable personal allowance.
.........0 -
Lucky you then, you wanka, mis-spelt to be allowed
F4
Ignore Jules2012 if you look at threads posted by them they have quit there job to go and work for an agency which isn't necessarily better paying. They have also had a Barclays bank account closed in January by Barclays.
So they need to remember a little bit of humility and not bragging about there so called better job, will go a log way with people posting!!!!Time is a path from the past to the future and back again. The present is the crossroads of both. :cool:0 -
1. The system is broke, scrap it and start again!0
-
So, apparently everyone except Jules2012 have failed to read the question.
The OP is about how you manage your own person budget, not what you would do if you were Chancellor.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards