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Debt free by Christmas 2013!!

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Comments

  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    £100 paid to family member today, couldnt wait haha

    Will pay more off next week after direct debits...
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    179 days until debt free date...

    £24.44 per day.... Which is approx £750 per month... Need to up my game a bit

    I cant decide what to focus on as a priority... Because c/tax is such a small amount thinking that.. Family is a priority but they are in no rush..Not being charged interest on anything..

    What would everyone else do?

    I hope to be almost rid of council tax by end of this month? Sounds like a plan i thinks.. Although they only want £50 a month too, so are they my real priority...

    Ahhhhh, one too many cocktails and my mind goes into overthinking mode...
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • PloddingAlong:P
    PloddingAlong:P Posts: 89 Forumite
    edited 28 June 2013 at 3:33AM
    I would definitely do the council tax next.

    See how your money works out first, obviously don't know how far you could push it yet but if you had anything remaining then £50 on each of the other two would bring it down to nice even figures of £2500 and £1500 for Julys hit.

    I think that would be my aim.
    Christmas Crazy :rotfl:

    Love de-cluttering, to the point I don't really own much anymore. :rotfl:

    2014 IS going to be a good year :j
  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    I am with plodding along council tax next :j As you say its such a small amount seeing it gone will be a great boost. That would leave you only two debts :D
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Thanks...

    Council tax it is... One of my direct debits is 50pound to the credit card, so that will be rounded :-)

    Two debts left would be exciting, considering how much i had when i started!

    How do you pay ebay fees? Do they bill you for it? :-P
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    timetogrowup89 wrote: »
    How do you pay ebay fees? Do they bill you for it? :-P

    If you link your ebay account to your paypal account they will take them directly from that. Or you can pay a 'one off' amount through paypal. Or you can set up a direct debit through ebay :D
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    My papal is linked so i will leave money in their until fees taken. Thanks :-)
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    178 days until debt free date and just found out one of my uni books is going to be 90pounds.....
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    177 days until debt free date..

    I have two items on ebay ending today.. Bids at present are £10 and £3.20

    Also managed to get the dreaded £90 uni book on ebay for £19.99, says its anew copy that has never been opened/used... we will see when it comes.

    Direct Debit comes out tommorow for credit card of £50 so will amend my signature just now.

    All my other direct debits also come out in next few days, then I will relook at the debt situation :)

    How often does ebay have the free listing weekends? Have just realised on my phone that I can put things I want to sell in a draft folder all ready to be uploaded at good times..
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Waiting on my credit file being update to show my overdraft as settled...

    It was paid on 4th June and my file updated on 28th showing I still owe the final £65.. My online account with DCA shows my balance as £0..

    Maybe it takes them a while to process or soemthing, hopefully will be showing next month :)
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
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