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Debt free by Christmas 2013!!

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Comments

  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Got my start date for another sessional post today, so hopefully will get some more hours at a much better rate of pay!!

    (Trying to justify my lavish spends today)
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    My goal is still to be at the 50% mark from June and July wage.

    So must stay focused...

    £803 to got to reach that target. Honestly feeling guilty and am going to check my accounts right now in order to make some sort of payment somewhere lol.. Be back soon
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    edited 2 July 2013 at 8:47PM
    £15 paid to ct debt.

    38.65% of total debt cleared

    £788 to reach 50%


    Don't know why I do this to myself, making me mad with wanting to clear things now because of guilt haha

    Will be doing lots of overtime next month and still confident I can make savings this month to make some more payments :D

    ORDER RESTORED, EVERYTHING WILL BE OKAY!!!
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Cant sleep, not sure if its because I am debt obsessing lol

    Ok, so after lots of 'thinking' I have decided that I do need this holiday because overtime is taking its toll..It is completely justified.

    Also I did spend the money making my garden look pretty and have paid £215 off of debt this month already, so it is not actually a total fail..

    Plan to pay the council tax down to £200 by end of June (only £60 but not sure I can afford much more this month)..
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Managed to get some more overtime for July... Wont get paid it until end of August, but still should help catch up a bit :)

    Feeling a bit lost as I know I wont be making many overpayments this month :(
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    No debt busting been hapenning the last few days :(
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    172 days until debt free date....
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    No relaxing weekend for me... 20hours overtime here I come haha

    It will be worth it in the end... Even tho the end is soooooo far away!

    x
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • kittycatfan
    kittycatfan Posts: 210 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Hi you are doing great and you are very focused on what you want to achieve which is great i wish i was more like you , i recently paid of a chunk of a credit card and was so happy with myself but then i spent the same amount on my card again and now back to square 1 i feel that im just rubbish
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    kittycatfan wrote: »
    Hi you are doing great and you are very focused on what you want to achieve which is great i wish i was more like you , i recently paid of a chunk of a credit card and was so happy with myself but then i spent the same amount on my card again and now back to square 1 i feel that im just rubbish


    You're not rubbish..

    I used to be like that too, but once you find a big aim the motivation will just kinda come from nowhere!!

    I'm soo keen to have my own home that this debt just has to go!!

    Good Luck!!

    x
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
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