We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt free by Christmas 2013!!

1…910121415…34

Comments

  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    £1003 before end of July to reach half way point..
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    edited 19 June 2013 at 1:40PM
    All 3 of the items I have put on ebay have bids!! Think I might go photograph some more things...

    Found about 70 things I can put on, even if i get £1 for each it will still be something towards the debt and my home will be decluttered, which is a bonus!!

    Well...at least on the road to be decluttered. Think I have strong potential to becoming one of those hoarders that just cant let go of anything

    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    first 3 ebay items sold for.... £3.40, 50p, 99p
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    186 days until debt free date!!

    Need to reign in the food shop spending next month, it always gets out of hand. Just cant seem to keep it down and have no idea how to set a budget in this area.

    Takeaways are a huge downfall and cost so much!!

    Think i shall try to pay £400 off of June wage and £600 off of July wage...
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • PloddingAlong:P
    PloddingAlong:P Posts: 89 Forumite
    Food shopping, takeaways & general eating is what gets me too! I spend so much in that department and I feel it such a waste, after you have really enjoyed it, you have nothing to show for it! Lol.

    Keep cracking on, still doing very well!
    Christmas Crazy :rotfl:

    Love de-cluttering, to the point I don't really own much anymore. :rotfl:

    2014 IS going to be a good year :j
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    I think I may try to stick to £150 for food and takeaways all of July...

    Been asked to go on a short break in July... NOOOO!! Could do with some sun, but already thinking that it will add to my debt free date. We all deserve a holiday, but I already have one booked for this year..

    Decisions, decisions, decisions....
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Be strong and think of that debt free date!;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • beanielou
    beanielou Posts: 96,636 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    If you already have a holiday booked then stay strong.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Have one booked for October time..

    Going to see how much I get paid from overtime this month before making a decision, not really willing to change any of my debt targets haha
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    184 days until debt free date...
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture