Sat 16th/Sun 17th March - What small DFW things will you do this weekend??

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. :j

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning all!

I'm working today so thought I'd get us up and running.
This is me:
- [STRIKE]Check banking[/STRIKE]
- Work 8am-2pm overtime for £100
- Post nephews birthday present to him as cheaply as possible!
- [STRIKE]Transfer £1 from budget account so I can withdraw a round £50 and have enough in there to cover a cheque I have written[/STRIKE]
- [STRIKE]Call V1rgin card to see if any last interest was added if it is empty close the account[/STRIKE] :j £23.40 still to pay
- [STRIKE]Submit purge claim to manager[/STRIKE]- Housework this afternoon!
- Continue to use less than recommended amount of washing power, up to 22 washes so far and only used 1/3rd of a box! (It says 38 washes on the box)
- [STRIKE]Decide what level of bonus I want to be paid on this quarter[/STRIKE] I think I've decided on £800 for the quarter, leaving myself an extra £800 buffer at the end of the year
- Drop DD off at her dads and visit Mr T's on the way back, 1 journey
- Use many coupons and £4 off £30 spend at Mr T's
- [STRIKE]Email or ring council tax people to spread over 12 months[/STRIKE] E-mailed
- Start to pencil in budget for Apr-May with new council tax bill and water bill
- Clean my car inside!!!

Hope everyone stays warm and dry today, it's bucketing it down here!!

Jx

- Have also emailed Waterboard to remove ex from bill, not sure why I hadn't done this before!

determined_new_ms

Morning Josie, thanks for starting us off. Hope everything is good for you on the blusterous day!

Me this weekend looks a little like this:

* [STRIKE]check banking[/STRIKE]
* work out cc statement
* do a couple of hours preparing for an interview on Thursday
* put 3 things on ebay
* paint door frame & skirting board
* [STRIKE]visiting 2 friends today[/STRIKE]
* [STRIKE]going to collect an ebay item which is kinda on route to one of the friends[/STRIKE]
* [STRIKE]have emailed a freecycler to see if I can pick something up from her[/STRIKE]
* [STRIKE]have replied to a gumtree advert for my dd[/STRIKE]
* all meals from stores - [STRIKE]get chicken out of freezer[/STRIKE]
* going to spa tomorrow
* cancel lovefilm
* think I will take my love out for a drink tonight as last night he had a friend round
* [STRIKE]make a cake while the oven is on at some point[/STRIKE]
* do a couple of loads of washing
* [STRIKE]see if either of my friends has got a little undercoat I can have rather than buying a tin. Come to think of it we might have some somewhere![/STRIKE]
* do some seed planting

Ok think that's it. Very much looking forward to the weekend x

zenshi

Our local recycling centre takes paint ad will re sell what is good. You might be abke to get sone undercoat for around 50p.mMight be worth a try, not sure if all centres do this

I recently bought 10 litres of emulsion and re decorated hall etc for £2

determined_new_ms

Thank you zenshi! Do you mean the tip? x

determined_new_ms

Hurrah found 1/2 a pot in the shed & have left it for oh

stacey2193

Morning all,

Weekend off for me.

So far this morning,

On waking drank cup of hot water with lemon juice ( supposed to be good for flushing toxins out) and used lemon juice to tone my skin.

Coloured my hair using cheap hair dye purchased yesterday, done girlie beautifying things in preparation for girlie night out tonight.

Reminded DD to get up out of bed !

Hung up one load of washing on airer and put another on.

Tonight is a night out for my friends birthday, I have a maximum budget of £30 so will go home when it is gone and not take out bank card so not tempted to take more cash out. We are all meeting at a friends house first and I have some cider/vodka in the house that I plan to take. I also need to cobble together something as a birthday gift so planning to bake some muffins using ingredients from stores and make up a little giftbag using things I already have.

Free listing weekend on ebay so may try to find more things to list, I sold another two dresses last night so they are wrapped up ready to post when the buyers pay. I am not making much but every little helps and at least someone else will get some use out of things I don't wear anymore.

I have an old camera and phone to post off to asda tech trade in, not sure if I will get anything for them but nothing ventured nothing gained so will post those off today too.

Lodger is two months away from end of contract so will give him letter that I do not plan to extend contract once it has ended. I have two potential new lodgers in the pipeline so hoping to sort that out over next couple of months.

Happy weekend everyone

Much love

S x

Candy0107

Hi all,

Thanks to Josie for starting the thread - hope work goes ok

Had a lovely time with my Brother and his 2 kids - they've far too much energy for a 6 and 2 year old :eek:

perni it is a different brother - still not talking with the brother in Wales

Today I have/will:

• Breakfast and dinner from stores
• Off out to meet brother for hubby's birthday drinks later
• May buy lunch out at the pub - it's lovely being so close to dfness
• Washing on low
• Checked online banking - no change
• Read papers online
• Still no news on the job interview I had last week - I am assuming that it is a no, but it would be nice to be told
• Watch bits on the sky box rather than go out tonight
• Move pennies into sealed pots
• Need to research things to do in liverpool when we are up there in a couple of weeks

Think that's it for me

Candy xxx

The_Boss

Today :

NSD
12 mile walk
Claiming free Creme Egg at Tesco using voucher
Updating myfitnesspal
Not buying beer for tonight - drinking gin and Pimms (although not together!) from the cupboard

kjp

Morning all!

Thanks for starting us off Josie, and hello to everyone!

Not much on today...
[STRIKE]Check banks
Check CC
Update MS Money[/STRIKE]
[STRIKE]Work on budget for next month[/STRIKE]
[STRIKE]Decide whether to pay off CC now or when I get paid[/STRIKE] Paid half of my leftover money to the CC and half to the ISA.
Spend some time pampering myself to use up stash -[STRIKE] paint nails[/STRIKE], moisturise, put on a bit of make up
Take Ebay photos for listing tomorrow
Cheeky chippie tonight - didn't have one last night
Watch the rugby
LSD - other than chips!
[STRIKE]Check TCB[/STRIKE]
Ponder whether to sign up to the First Direct deal

Have a great day all!

Kxx

MinnieMousesMummy

Good morning everyone. Josie thanks for starting the thread off this morning. Its a horrible wet day here today so will be spending most of the day indoors.

My list for today:

• [STRIKE]Quick shower[/STRIKE]
• [STRIKE]Encourage the kids to get dressed[/STRIKE]
• [STRIKE]Housework - clean & tidy kitchen, clean & tidy living room, clean and tidy bathroom, Quick tidy up in the bedrooms[/STRIKE]
• Get quotes for skips - as planning to have a massive declutter
• [STRIKE]Check bank and check direct debits[/STRIKE]
• [STRIKE]All meals from stores - bacon, sausage & chips for dinner[/STRIKE]
• [STRIKE]Check emails[/STRIKE]
• [STRIKE]Check gas/electric meter and get top up if required[/STRIKE] Will need to get gas tomorrow but should be ok for today.
• Spend 15 minutes on slow cooker recipes (try and find an old folder to recycle)
• Laundry - do full loads, empty TD, [STRIKE]check airer and move to the ironing pile[/STRIKE]Work in Progress
• [STRIKE]Do some of the ironing pile and put clothes away[/STRIKE]
• [STRIKE]Do work that is in for today[/STRIKE]
• Check freebies thread
• [STRIKE]Phone hairdresser regarding appointment[/STRIKE]
• [STRIKE]Swagbucks, Swapits & Topcashback[/STRIKE]
• [STRIKE]Surveys (remember to check one poll)[/STRIKE]
• Count the change and bag up ready to pay into the bank
• [STRIKE]Check postcode lottery[/STRIKE]
• Studying - do some course work, look into courses and costs
• [STRIKE]Get kids bathed and into bed at a reasonable time[/STRIKE]
• [STRIKE]Wait in for the Mr A delivery as I booked an 8 hour slot and saved £2.50 by doing this[/STRIKE]
• Start to organise diary for next week
• [STRIKE]Find something to do with the kids on Sunday[/STRIKE]Going to take them to the local animal park if the weather is good failing that we are going to do food shopping and do something during the week.
• Try and stay positive, as I am going through a low spell at the moment Work in Progress, Managing this very slowly but getting there bit by bit

I think that is everything for today, I best make a start as I want to try and get an early night. Hope everyone has a good Saturday x

foxgloves

Hello from the rainy Midlands,
MS activity today so far:
*Went to the library to choose a couple of books, rather than get tempted by magazines in WHSmith's.
*Two lucky charity shop finds....I love charity-shops, it's like treasure-hunting. Bought a gorgeous shirt for partner (£3-99), I honestly don't think anyone has ever worn it so it definitely passed my all important charity shop 'armpit test' :-). Bought a 'Next' tunic for myself.....size 16 as a 'goal garment', but when I got it home, it already fits!! It looked quite small, so I think the now very slow 1lb loss a week, if I'm lucky, must be making more of a difference than I think it is. Yay!!
*All meals as per March meal plans.
*Body Shop discounted online order arrived with decent free sample of 'Rainforest hair butter'. I love freebies.
*Did a few surveys.
NOT so MSE, paid for parking in town this morning......Grrrr.....only £1-60 but I usually park free on Waitrose carpark & pop in for my free coffee on the way back. Wimped out this morning because of the rain :-/
That's it for me, I'm planning a bit of leisure time for the rest of the weekend.
Have a good one, everyone,
foxgloves x