Bank gave out unauthorised statements to someone who wasn't me!

opinions4u

In normal circumstances I'd say hold out for £250.

But I'm suggesting that you and your Dad set up a little scam to try an extract some cash.

So you may end up with nothing.

Goldiegirl

By the way, how do you know that your dad walked out with the statements if you haven't talked to him about it?

jonesMUFCforever

Goldiegirl - you beat me to it.

innovate

and me...........................................

Sammy407

He showed them to my sister and she told me that she saw them. I'm not as angry with my dad as the bank, he's worried about past gambling.

dalesrider

Sammy407 wrote: »

He showed them to my sister and she told me that she saw them. I'm not as angry with my dad as the bank, he's worried about past gambling.

Let me guess he has the same name as you....

How did he pay the money into the account ? Many banks now ask for you to put your card into a reader for credits as well as debits...
Or did you give him your card as well.

I would be careful here, as this could get very messy for someone in the family.
Bank could get the police involved and could also close the account down.

HappyMJ

Did you give him your card and PIN? Or...just the account number.

Sammy407

dalesrider wrote: »

Let me guess he has the same name as you....

How did he pay the money into the account ? Many banks now ask for you to put your card into a reader for credits as well as debits...
Or did you give him your card as well.

I would be careful here, as this could get very messy for someone in the family.
Bank could get the police involved and could also close the account down.

All you need to lodge money into any account is the account number. Hence apps like Pingit. He doesn't have the same name as me. I can't see how I could have my account closed down seeing as I would be the victim here. This is entirely the banks fault. I'm not going to press charges against my father, and I could hardly see how the bank could do anything to my father.

dalesrider

Sammy407 wrote: »

All you need to lodge money into any account is the account number. Hence apps like Pingit. He doesn't have the same name as me. I can't see how I could have my account closed down seeing as I would be the victim here. This is entirely the banks fault. I'm not going to press charges against my father, and I could hardly see how the bank could do anything to my father.

But over the counter. He would need more than the account number as most now require a card for payments. Or he would have to complete a paying in slip. How did he get your acc number ? What was he paying in for?
If he has a diffrent name then what ID did he show to get the copy statements. Which most banks charge for.

Clearly there is more to this than meets the eye.

Why should the bank compensate you, when its your father at fault...
Banks do not just hand out statements to anyone that asks. They may have given him a reciept for the transaction.
I think you need to talk to him and put him straight on this.

If your father was proved to have impersonated you then that is a crime.

Sammy407

dalesrider wrote: »

But over the counter. He would need more than the account number as most now require a card for payments. Or he would have to complete a paying in slip. How did he get your acc number ? What was he paying in for?
If he has a diffrent name then what ID did he show to get the copy statements. Which most banks charge for.

Clearly there is more to this than meets the eye.

Why should the bank compensate you, when its your father at fault...
Banks do not just hand out statements to anyone that asks. They may have given him a reciept for the transaction.
I think you need to talk to him and put him straight on this.

If your father was proved to have impersonated you then that is a crime.

This is a branch small rural town. I'd guess the desk clerk knows who it is and made a poor judgement. I may yet turn out to be wrong about this, and I hope I am.