halifax clarity

System

I would have thought the lower APR and lack of fees could be more beneficial to the OP using the card for travelling.

grumbler wrote: »

This card doesn't have cash advance fee.
Just for purchases abroad Aqua Reward would be better.

grumbler

This depends on the proportion of cash advances. In many countries its likely to be close to zero.
Re the APR, it's irrelevant for purchases if the balance is paid in full, but Aqua pays you 3% cashback.