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halifax clarity
vintagegirl
Posts: 769 Forumite
in Credit cards
Anyone have any experience of this? i have just applied and said it was being processed and i would receive a decision in 4 working days.
it gave me an estimated credit limit of £600, asked for direct debit details and asked me to register for internet banking with a password.
is this likely to be an accept?
thanks for any advice
it gave me an estimated credit limit of £600, asked for direct debit details and asked me to register for internet banking with a password.
is this likely to be an accept?
thanks for any advice
0
Comments
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50 / 50. Could go either way.0
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wonder why they would give a credit limit then and ask for registration details.
did say approved decision at the top of the page then say they would email within 4 days0 -
vintagegirl wrote: »wonder why they would give a credit limit then and ask for registration details.
did say approved decision at the top of the page then say they would email within 4 days
When I applied, I got an "estimated credit limit", but then a couple of days later received a form to sign (Halifax are quite backwards like that), then several weeks after sending that back, the card and PIN arrived.
I'd say you should be ok (although a £600 limit seems low?) but don't expect the card to turn up quickly!0 -
thanks for your rep,u. im not fussed about the credit limit, its really for abroad use but ive had such a bad credit rating for so long im pretty plesased if this is accepted0
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Assuming that you're accepted, good idea to check which APR they're offering as this varies customer to customer.0
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its 19.9 ive been quoted0
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Halifax have a 50% 'advance limit', meaning you'd be limited to only £300 for cash. Does that still meet your needs?vintagegirl wrote: »im not fussed about the credit limit, its really for abroad use0 -
does and it doesn't. I didnt know that to be honest but im assuming you would still pay a cash advance fee anyway so it would be more for paying for hotels0
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This card doesn't have cash advance fee.
Just for purchases abroad Aqua Reward would be better.0 -
well thats not bad then, im not really bothered about the particulars, ]
to me, to be accepted for what i assume is classed as a mainstream card is a big achievement0
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