how/What am i entitled to?

Elle00

You should get around £900 for the first year in Child Tax Credits reduced to around £400 - £500 thereafter and you'll receive £76 a month Child Benefit.

Women can get free NHS treatment until one year after their child's due date.

Your joint income is 3.5 times what constitutes a low income so you are ineligible for any other benefits. Working Tax Credits are to help those of us who live on the poverty line.

liney

£18 per week child benefit and £39 per month child tax credit on a combined income of £27k, so i wouldn't hold your breath on any more, sorry.

If your partner returns to work when the baby is born you may get hold towards the nursery costs, but i dont pay for childcare, so cant guess on that one.

lucysmum_2

Hello,

As mentioned, you would not get a lot based on yor incomes, doesnt matter what your mortgage is. You will only be entitled to Child Tax Credits, not Working Tax Credits as you have to have a household income of less that £15852 per annum. So, based on your incomes now, you would get around £40 per month. If your baby goes into childcare you can claim up to 70% back but again it depends on your income and what the nursery costs.

You seem concerned that you will not be getting hundreds of pounds in tax credits every month, however they are not designed for people buying a £185000 house who have a joint income of £55000, they are for people earning very low wages to enable them to work rather than stay at home on benefits, many of whom cannot afford to buy a house at all.

Your girlfriend will of course be entitled to maternity allowance while she is on leave from work £110 per week plus free dental care and prescriptions til the baby is one, plus £18.50 child benefit per week from the birth.

Thanks