credit card query
edited 30 November -1 at 1:00AM in Stoozing: Free Cash from Credit Cards
4 replies 1.1K views
Apologies if this has been answered elsewhere on this forum but basically I would like to know this... if you have a credit card you no longer use (which I have), is it better to close the account down? As I seem to recall reading somewhere that it can make an impact on your credit report, but I'm not sure if that is correct and if it is why would it make an impact? (its just I'm thinking of applying for another one with 0% interest on the introductory offer & wondered if having the 'dormant' one (that is currently open but inactive i.e., I no longer use it) showing on my account would affect the decision of future cards I apply for. I hope that makes sense and any info/advice would be hugely appreciated.
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