Whiplash claim

catford

chanz4 wrote: »

arms and legs could be the cold weather in your joints

Pins and needles is not joint pain.

catford

LisaLou1982 wrote: »

Do you experience pain alongside the pins and needles? Is it there all the time or does it come and go?

Have you seen your doctor? Are you taking any medication? Ask for a referral to the pain clinic

No pain as such.It comes and goes depending on the position of my neck and arm.Using a computer mouse does it as does laying down to sleep.

catford

forgotmyname wrote: »

Have you informed your insurance of this incident? If you claiming from their insurance you will need to.

Before you get a letter from them saying they maybe charging you more or cancelling your policy for a failure to disclose important facts.

Accidents, Incidents even where no claim has been made.

I wasn't aware that I needed to inform my insurance company when making a claim.....he hit me from behind...end of story...no blame on me.

InsideInsurance

catford wrote: »

I wasn't aware that I needed to inform my insurance company when making a claim.....he hit me from behind...end of story...no blame on me.

You must always inform your insurers of any "incident" irrespective of if you intend to claim or not just as you must when you get new business quotes.

If it was purely setting privately a number of people may "forget" to mention it. Given you are claiming for PI there is a good chance they will inform their insurers in which case there is an equally good chance that the incident will go into the CUE database and so your insurers may be able to spot the claim and the fact you havent informed them

keeno65

spacey2012 wrote: »

You have not thought to seek a medical examination for the cause of these pins and Needles, but would rather just claim compensation.
Hmm not sure that adds up and no doubt the insurance company wont neither.

Ha, not if its Diamond, look at the post I have just submitted about them.

DevCoder

catford wrote: »

I wasn't aware that I needed to inform my insurance company when making a claim.....he hit me from behind...end of story...no blame on me.

As others have stated, you must always inform your insurance company even if you were not to blame.

If they pick up on an incident that you have not informed them of then your policy can be rendered void.

scrumpyjax

InsideInsurance wrote: »

You must always inform your insurers of any "incident" irrespective of if you intend to claim or not just as you must when you get new business quotes.

If it was purely setting privately a number of people may "forget" to mention it. Given you are claiming for PI there is a good chance they will inform their insurers in which case there is an equally good chance that the incident will go into the CUE database and so your insurers may be able to spot the claim and the fact you havent informed them

This happened last year and I am with a different insurer now. Should I tell the old company or my current insurer?

InsideInsurance

Legally, both.

Telling your current insurer is certainly a very sensible thing to do. You are highly unlikely to be caught by your previous insurer unless you go back to them in the next 3-5 years (whatever the length in their question is) and even then its very unlikely.