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Not spending income - adds to inability to claim benefits?
sue4teddy
Posts: 2 Newbie
My father received a redundancy payout over 20 years ago - about £30k. He lives a very frugal life, doesnt own his property, doesnt pay rent (he lives in tied accommodation which his old employers have allowed him to live in until the end of his days rent free). His only income is his state pension at about £180 per week and about £450 per year savings interest.
Our problem is he doesnt spend all his pension income each week and its adding to his savings pot. He is 78 and in poor health and it maybe he has to have some state help with cleaning and caring for himself at home. We know about the £23500 limit etc but want to know if the "pension income" which is adding to his savings will be taken into account too?
He's very old school so doesnt want to just spend money to stop it causing him a problem with benefits later in life.
Thanks
Our problem is he doesnt spend all his pension income each week and its adding to his savings pot. He is 78 and in poor health and it maybe he has to have some state help with cleaning and caring for himself at home. We know about the £23500 limit etc but want to know if the "pension income" which is adding to his savings will be taken into account too?
He's very old school so doesnt want to just spend money to stop it causing him a problem with benefits later in life.
Thanks
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Comments
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If he can afford to save and has savings then why do you think he needs help off the state?Be Alert..........Britain needs lerts.0
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Wherever the income comes from if it is added to the pot then it simply becomes savings and is accounted for as such when calculating benefits.0
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Why can't he just use some of his money to get some private help - possibly a part time carer, or some help with cooking/cleaning?DMP Mutual Support Thread member 244
Quit smoking 13/05/2013
Joined Slimming World 02/12/13. Loss so far = 60lb in 28 weeks :j 18lb to go
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He's very old school so doesnt want to just spend money to stop it causing him a problem with benefits later in life.
Sensible man!paddedjohn wrote: »If he can afford to save and has savings then why do you think he needs help off the state?
Got to agree with this. If he has capital, why would he need means tested benefits?0 -
Our thoughts are that he has never had any help from the state and lives like a pauper. Hasn't paid out for new furniture or a car, holidays or clothes (takes hand outs from family) in more than 40 years.
Doesnt seem fair in a way that the state could take his money when others live it up and spend what they have and take all they can from the state.0 -
It also doesn't seem fair for the rest of us to contribute towards his care when he can clearly afford it himself!Our thoughts are that he has never had any help from the state and lives like a pauper. Hasn't paid out for new furniture or a car, holidays or clothes (takes hand outs from family) in more than 40 years.
Doesnt seem fair in a way that the state could take his money when others live it up and spend what they have and take all they can from the state.
Nobody made him live like a pauper - it was his choice not to spend his money on himself.0 -
The benefits system is there to help people in need, (although we all know a lot of money is wasted by giving it out willy nilly to anyone who asks) not someone who can clearly manage.Be Alert..........Britain needs lerts.0
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Fair doesn't come into it.Our thoughts are that he has never had any help from the state and lives like a pauper. Hasn't paid out for new furniture or a car, holidays or clothes (takes hand outs from family) in more than 40 years.
Doesnt seem fair in a way that the state could take his money when others live it up and spend what they have and take all they can from the state.
Seems to be policy now to punish anyone who tries to save for their future and reward anyone that blows the lot and runs up a load of debt. Strange.0 -
Our thoughts are that he has never had any help from the state and lives like a pauper. Hasn't paid out for new furniture or a car, holidays or clothes (takes hand outs from family) in more than 40 years.
Doesnt seem fair in a way that the state could take his money when others live it up and spend what they have and take all they can from the state.
But he is getting £180 a week from the state. If he chooses to live like a pauper that is his choice, but he doesn't have to.
All capital /savings count for means testing.0 -
You should be grateful that your father will be able to pay for any care/housework he needs and keep himself in comfort, instead of looking for handouts and him having to make do with help which barely covers the basics.
State services have been cut well beyond the bone now.
You've no idea how much we wished we could pay when Grandparents needed a wet room; it took 3 years for it to be put in and even then corners were cut and not everything the social worker asked for was given.0
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