banned in Guernsey driving here

hartcjhart

bouncydog1 wrote: »

He needs to read what the proposal form is asking in the way of questions and answer honestly disregarding where the offence was committed unless the question asks ' have you ever been disqualified in England etc. If proposal says UK for instance he wouldhave to check out that insurer's definition of UK to see if Channel Islands is included. DD is a serious offence and he will find a limited market to offer cover. As he got three years he will have been significantly over the limit.

With this on his record, he definately does not want the complication of non-disclosure and a cancelled policy as this will have a long term impact on his ability to obtain cover. I also believe that DD has a longer term requiring disclosure under rehabilitation of offenders act but others more knowledgeable will comment I am sure.


In addition in the event that he has an accident and he has not disclosed, then insurers have the right to invalidate the policy. If there is a claim involving a third party they will pay that element if personal injury is involved, but have the right to purse him for their outlay.


Please encourage your friend not to commit fraud - this is not the sort of offence that he can claim to have forgotten about when he fills in his application form!

cheers, but I have told him if it needs disclosing then he must and he accepts that,no way would I encourage him to commit fraud

thegirlintheattic

The question is usually "Have you ever" not "Have you ever in England".

If he wants to check, call without giving a name, explain and see what they say.