Credit card for wedding purchases?

System

You might find it difficult to find enough vendors to pay by credit card.

When I got married there was only the venue and florist who had the card machine everyone in the wedding industry seems to deal in cash/cheques - even the band wanted £800.00 in cash on the night!

opinions4u

PinkandPurpleGlitter wrote: »

You might find it difficult to find enough vendors to pay by credit card.

When I got married there was only the venue and florist who had the card machine everyone in the wedding industry seems to deal in cash/cheques - even the band wanted £800.00 in cash on the night!

Did you book U2 or something?

u4n90

the deposits are all paid for and the venue set. I was online with the unhelpful guy from natwest and told him to tell me before i go too far and actually commit to anything, and now i've been agreed the loan in principle and have 14 days to cancel it, but it's already created a footnote on my credit history. now im frantically refreshing the page just so it doesnt time out and i have to do the application and credit check again!

analyst_2

opinions4u wrote: »

Did you book U2 or something?

I know you are joking, but just to say £800 for a band is cheap.
My daughter got married last August and the band cost £1700, but they were good, very good . . . erm . . . fronted by some dude called himself Vono, erm . . Dono . . erm, something like that.


(I wish)

System

analyst wrote: »

I know you are joking, but just to say £800 for a band is cheap.
My daughter got married last August and the band cost £1700, but they were good, very good . . . erm . . . fronted by some dude called himself Vono, erm . . Dono . . erm, something like that.


(I wish)

:rotfl:Not U2 but a brill band called munch through the alive network and worth every penny.

They did do vertigo actually, never seen uncle john jive like that before or since!

Wedding bands are V expensive though - it was £800 after we'd paid a couple of hundred quid deposit and that was in 2011!!

opinions4u

analyst wrote: »

I know you are joking, but just to say £800 for a band is cheap.
My daughter got married last August and the band cost £1700, but they were good, very good . . . erm . . . fronted by some dude called himself Vono, erm . . Dono . . erm, something like that.


(I wish)

Lol don't worry, I just got married on the cheap.

£39 to be precise!

[Deleted User]

You earn £1,100 pm, and plan to pay £312-50 pm to a CC?

Seriously?

That's over 28% of your salary.

IMO, putting a wedding on credit is a VERY BAD IDEA.

Why would you want to start married life, £5,000 in debt :huh:

[Deleted User]

u4n90 wrote: »

I have no credit history and have never applied for a loan or credit card before.

Then you are very unlikely to get a 0% credit card, let alone one with a limit of nearly half your annual salary.

Once August has passed my OH and I should make enough to cover the minimum repayments.

Should is a risky basis, on which to borrow £5k.

BugsyBrowne

Bedsit_Bob wrote: »

You earn £1,100 pm, and plan to pay £312-50 pm to a CC?

Seriously?

That's over 28% of your salary.

IMO, putting a wedding on credit is a VERY BAD IDEA.

Why would you want to start married life, £5,000 in debt :huh:

Its no different to these couples who buy their first house and spend the next 25 years staying in while eating sainburys basic food and driving a car good enough for the scrap heap.

Nothing wrong with paying for wedding on a 0% credit card either way you haven't spent no more then you would of done if you would have saved up.

[Deleted User]

u4n90 wrote: »

My partner makes the same as I do, so £2200 minus rent and expenses should see us alright within a year.

You do realise, the rent and card repayments alone, add up to nearly half your combined monthly salary?