Benefits for young couple

helentay_2

inspirespirit wrote: »

Thank you for your replies. The mother cannot work as the baby has been very sick. Only came out of hospital this week as a matter of fact, not that that would make any difference to some of you hard hearted moaners. I'm not saying they are starving, but they are finding it difficult to cope at the moment. I don't know what personal debt they have as it is none of my business. It would only be a temporary measure, whatever help they get, as when he finishes his degree his salary will go up to 35,000 and no doubt once the baby is well enough, she will find a job. So don't worry people, these are genuinely nice, hardworking people.... not spongers !!
Thank you to those of you who have given real advice. The SOA sounds a good plan.

Ignore those on here that see it their role in life to criticise anybody that wants to maximise their income through benefits.

You are most welcome to ask for help and help you should receive.

If I was in their shoes, I would be putting in claims for anything and everything. They can only say no. Do it now before things start to change for the worst.

Tell them to get claims in for Housing Benefit, Council Tax Benefit and Child Tax Credit for starters.
You say the baby has been ill. Is the child disabled in any way? Does the child need more care than the normal average child of the same age? The child may be entitled to the care element of DLA.

http://www.skybadger.co.uk/

http://www.dwp.gov.uk/advisers/claimforms/dla1a_child_print.pdf

http://www.cafamily.org.uk/media/379427/dla_factsheet.pdf


If you listen to this lot on here they would have you believe that claiming benefits to enhance income is wrong.

Just tell your son's friend that the money is there should they qualify for it.

nannytone_2

excuse me.... but most of us give the information that has been asked for.

i dont appreciate your sweeping statements that 'this lot' say claiming benefits that people are entitled to is wrong.

if you wish to name people and point them out then feel gfree to do so.
just make sure that you arent including people that give sound advice in your generaliseations

helentay_2

pompeyrich wrote: »

If they were on JSA they would get of £114.45 as a couple and £62.09 CTCs £176 a week and no travel to work or housing costs, so effectively working for £31 a week, (£900X12/52= £207-£176) hardly surprising they are struggling, despite earning £25k a year.

I know this isn't the place to discuss policies but some people seem to think £25,000 is like being a millionaire and it's far from it.

Sometimes it makes little sense financially to work.

Take my parents they receive over £580 a week in welfare payments. And that doesn't include no council tax to pay!!

If my dad was able to work, there is no job he could do that would give him a monthly net salary, after all expenses of getting to and from work have been accounted for etc, of £2650.

helentay_2

nannytone wrote: »

excuse me.... but most of us give the information that has been asked for.

i dont appreciate your sweeping statements that 'this lot' say claiming benefits that people are entitled to is wrong.

if you wish to name people and point them out then feel gfree to do so.
just make sure that you arent including people that give sound advice in your generaliseations

Post 2. The comment was totally uncalled for
Post 6. No advice on the OP's request other than to crticise that someone is even considering wanting to claim benefits
Post 10. Actually that poster makes the same comment as I have done. The poster came on here to ask for advice to try and find if there are benefits available that could increase the young family's income.

And yourself, well yes you are the only one that offered advice that was based on the question asked. So sorry, I didn't mean to include you.

Taking the thread as a whole, very little advice has been given that could increase income. Most of it tells them to reduce their overheads instead!

My advice was to put in a claim for anything and everything (CTC, HB, CTB) and also to consider if DLA might also apply in this case. Simple, that's all the OP wanted to hear.

nannytone_2

helentay wrote: »

Post 2. The comment was totally uncalled for
Post 6. No advice on the OP's request other than to crticise that someone is even considering wanting to claim benefits
Post 10. Actually that poster makes the same comment as I have done. The poster came on here to ask for advice to try and find if there are benefits available that could increase the young family's income.

And yourself, well yes you are the only one that offered advice that was based on the question asked. So sorry, I didn't mean to include you.

Taking the thread as a whole, very little advice has been given that could increase income. Most of it tells them to reduce their overheads instead!

My advice was to put in a claim for anything and everything (CTC, HB, CTB) and also to consider if DLA might also apply in this case. Simple, that's all the OP wanted to hear.

post 2... i ask if she knows the LHA rate and if they rent privately. i say a small amount of ctc but income seems to high for LHA, what was ubcalled for?, the advice was correct

post 6 i pointed out the criteria for ctc... i again said i thought the income was too high for LHA. accurate advicepost 10 wasnt mine so doesnt apply.

where is my criticism of anyone claiming benefit?

i dont expect you will apologise, even though you have called my posts critical, whereas in fact they gave relevant and correct information

paddedjohn

pompeyrich wrote: »

If they were on JSA they would get of £114.45 as a couple and £62.09 CTCs £176 a week and no travel to work or housing costs, so effectively working for £31 a week, (£900X12/52= £207-£176) hardly surprising they are struggling, despite earning £25k a year.

I know this isn't the place to discuss policies but some people seem to think £25,000 is like being a millionaire and it's far from it.

Your example just goes to show that benefits are too high, I wouldnt say £25k is too low a wage.

helentay_2

nannytone wrote: »

post 2... i ask if she knows the LHA rate and if they rent privately. i say a small amount of ctc but income seems to high for LHA, what was ubcalled for?, the advice was correct

post 6 i pointed out the criteria for ctc... i again said i thought the income was too high for LHA. accurate advicepost 10 wasnt mine so doesnt apply.

where is my criticism of anyone claiming benefit?

i dont expect you will apologise, even though you have called my posts critical, whereas in fact they gave relevant and correct information

The mods have now removed post 2 which makes my posting wrong

helentay_2

paddedjohn wrote: »

Your example just goes to show that benefits are too high, I wouldnt say £25k is too low a wage.

The level of benefits has nothing to do with the question asked by the OP!

The OP wants to know if there are any benefits that can be claimed to increase the income above £25,000.

FBaby

Here we go again, those on very low income (but most likely on plenty of benefits to make it up) shouting how they live on half that amount and sprouting their jealousy, and the others who almost make it sound like it is impossible to live on £25K.

The reality is that it will depend on each individual families and their expectations. Some will consider that if they can't go out every week-end, afford a week's holiday, struggle to pay for the loan of their new car, they are struggling. In the end, struggling is not about what disposable income you have left at the end of the month, but how much you have left after all essentials are paid.

I do believe that many forget that indeed, once all costs are taken into account, £25K salary is not that much more than one family would get not working. As a matter of fact, many families not working would get more than that and that is completely wrong.

I do think that the system doesn't make working worthwhile in the short term for families with young children, however, I do think that those crying that they can't make ends meet, when the reason they are struggling is that they have accumulated many debts, should look into their own finances and how they manage them rather than expecting and believing they should be entitled to help from the government.

kingfisherblue

inspirespirit wrote: »

Thank you for your replies. The mother cannot work as the baby has been very sick. Only came out of hospital this week as a matter of fact, not that that would make any difference to some of you hard hearted moaners. I'm not saying they are starving, but they are finding it difficult to cope at the moment. I don't know what personal debt they have as it is none of my business. It would only be a temporary measure, whatever help they get, as when he finishes his degree his salary will go up to 35,000 and no doubt once the baby is well enough, she will find a job. So don't worry people, these are genuinely nice, hardworking people.... not spongers !!
Thank you to those of you who have given real advice. The SOA sounds a good plan.

It is very difficult emotionally as well as financially when you have. A sick child. If the baby has only just come out of hospital, it is quite possible that a chunk of money has been spent eating in the hospital canteen, just to be near to the baby. I know I've spent money the same way in the past. It isn't always possible to prepare a meal at home and eat in the hospital, as you may be staying on a put-u-up style bed next to the baby's cot and showering in th parent's room. There is usually a fridge and maybe a microwave, but nowhere to keep provisions for making meals. So it can be inevitable that you rely on canteen food, sandwiches, and takeaways. All of this costs, and at the time you just don't care because your priority, quite rightly, is your child.

It's good to hear that the baby is now home, and hopefully there will be no long term effects from their illness. If there is, the parents could apply for Disability Living Allowance for their child. The little one must have needed the additional care for at least three months and be expected to need it for at least another six months. My son has had DLA from three months old due to the additional care needed becau of his disabilities.

If DLA is applied for and is successful, the mother could apply for Carer's Allowance if DLA is awarded at middle or high rate care.

I hope, OP, that the baby is doing well. It must have been a really tough time for the parents and other family members. My son is almost 15, and we still go through tough times, but I remember just how hard it was back then, not being able to see my child (we were in different hospitals as he was transferred to Alder Hey for surgery at nine hours old), and later, when I could see him, I couldn't hold him for a week. Not knowing whether he would survive was dreadful. I really do hope that your grandchild is on the mend and that the parents get any emotional support that they need.