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Looking for the silver lining

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  • And because you're feeling relaxed because you're on holiday :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 95,571 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you are sleeping so well :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,053 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hola :)

    Still pitch black here. Just having a coffee, Mr SA still fast asleep, snoring. Wifi in hotel is rubbish, despite paying €20 for the week, this is about the only time of day you can get on it and then only for a short time.

    Mr SA lost a filling last night and the fuss he's making about it you'd think all his teeth had fallen out!! He bought a skull leather pendant yesterday as he couldn't find a Buddha. Now it's the hunt for a bracelet!

    Missing the dog and cat but have phoned DD and they are fine. DD is clearing her room and has bought herself a desk - black - I hate black furniture it just gets covered in dust!

    Nothing else to report, weather still hot and sunny. Going to enjoy our last three days here as we won't be back until April.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,571 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not much difference between a skull and a Buddha:rotfl:
    Enjoy the time you have left. :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    beanielou wrote: »
    Not much difference between a skull and a Buddha:rotfl:

    ?!! :eek:

    Make the most of the sunshine, Sun.A - it's subsiding into autumnal gloom back at home..
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Holiday sounding great SA! Love to you and Keith Richards!

    SSG x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,571 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    *Robin* wrote: »
    ?!! :eek:

    Make the most of the sunshine, Sun.A - it's subsiding into autumnal gloom back at home..

    Mr SA originally wanted a budddha necklace but settled for a skull one!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Not much difference between a skull and a Buddha:rotfl:
    Enjoy the time you have left. :)

    :rotfl::rotfl::rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Holiday sounding great SA! Love to you and Keith Richards!

    SSG x

    :rotfl::rotfl::rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,053 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LOL - you lot :)

    Last day of hols today :(

    The past two days have been scorching hot, it was meant to be a "more bearable" 26 degrees yesterday but was definitely hotter. Made me laugh them thinking 26 was cooler - it would be a heatwave in the UK :)

    Mr SA has been a pain wanting to buy things. Told him we have a set amount of spending money and it's for spending on enjoying ourselves not for buying things. He got a bag yesterday which is "just what he was looking for". So that's why it's identical to the one he got in Ibiza just a few weeks ago! Now he's sulking because I won't let him buy a pair of canvas shoes that are exactly what he needs for when we come back here next April. I said to him what does he prefer, lunch in a beautiful bar right on the beach or the shoes and having lunch in an indoor hotel dining room. If I give in to the shoes he won't save them for next year, he'll wear them at home, shuffle around the garden in them "to wear them in", get mud on them, then put them in the canvas shoe graveyard cupboard under the stairs!

    What I have suggested to him is that he puts a little money away during the next 6 months and change it into euros to spend on what he likes.

    I've also pointed out to him that, unless he hasn't noticed, I've only bought a make up bag, which I bought because I forgot to bring one, and a key ring. Total spend €5.

    I got quite angry with him last night as he was pointing out cash machines and suggesting I put the meal on the card just so he could buy the damn shoes!

    Total waste of money going all inclusive. We have breakfast here - I have half a grapefruit and a bread roll, Mr SA has 2 croissants, we've had lunch here twice, no evening meals and one beer, one wine and two G&Ts that were more T than G. There's nothing wrong with the food, just too many lovely cheap places to eat it would be a shame to miss out.

    Anyway off to enjoy the last day, although still dark right now. We fly at 14.30 tomorrow. Looking forward to seeing the dog, have really missed her.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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