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PC WORLD KnowHow Infinity - Confused and need advice!

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  • Jakg
    Jakg Posts: 2,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Infinity also has less stringent credit checks I believe, so it allows consumers to budget for a more expensive machine then they could normaly afford.(Terrible MSE advice)
    Generally the exact opposite - Rentsmart are much stricter than Creation / HFC.
    Nothing I say represents any past, present or future employer.
  • CoolHotCold
    CoolHotCold Posts: 2,158 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well technically its not done by Rentsmart.
  • Jakg
    Jakg Posts: 2,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well technically its not done by Rentsmart.

    Could you elaborate on that please?
    Nothing I say represents any past, present or future employer.
  • CoolHotCold
    CoolHotCold Posts: 2,158 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It's ThinkSmart
  • Slowhand
    Slowhand Posts: 1,073 Forumite
    dacouch wrote: »
    I'm surprised they have the gall to charge a 70% premium for not a lot in money terms.

    People would be far better going to John Lewis and getting the free warranty and buy the extra bits as they please at massively lower prices

    Do insurance premiums not vary similarly by this much and more?
  • Jinks
    Jinks Posts: 100 Forumite
    edited 9 March 2013 at 1:06AM
    IIRC there actually isn't any "premium" on Infinity payments - it's more or less the cost of all the goods and services added together and then spread out into installments (for those who aren't aware, as well as the computer it includes two years of internet security software, premium level technical support and repairs, accidental damage and theft cover, cloud backup, and a couple of other things, plus anything else the customer has personally chosen to add). If you only want the computer and not the other things it probably appears that you are "paying too much for the computer", but if the product is explained properly customers should understand that's not the only thing they are paying for.

    I'm not really defending the product as I personally think Infinity is a good option for a very small minority of people (certainly smaller than the number of people the company want to sell it to!), but the idea that there is a "70% premium" on the cost of the computer is false.
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