what to do with this SBT
Hi, I asked for 15K SBT when I applied for and got accepted by MBNA card. Even before I get my card by post I get an email telling me my 15K request is being processed. I have only done BTs before through the good old egg money and there once the account is set up I log in and then request the transfers. I thought SBT would be similar as I do not want 15K in one go. I asked for 15K as that is the maximum I may need next month but first want to take only the minimum needed as I have to pay 4% fee. Can I not take what I want in how many ever times I like as long as it is within 60 days for the 0%? Or just because I asked for 15K SBT, it will automatically come into my current account with fee of £600? And if it does, is there anywhere I can put it that will fetch me more interest then the 4% fee I pay? There is isa ofcourse - what are they offering 2.5% max? Anything else? Any thoughts, anyone?
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