Requesting a credit limit increase from Barclaycard

Darren87

18 months ago I was rejected by all. Applied for luma card and got £1500. I wanted a Rewards card as I do a lot of shopping / fueling car. so Had to stick with Luma for 10 months or so then applied for Barclays Freedom card. 5k limit and now 6months later its 7k. Never really spend a lot on it but I have recently used the 0% offer on cash to put into my 4% lloyds account . quite happy now considering my low wage living in cornwall <15k , Its making me money and I pay off in full every month

tanya2014

I have a £150 limit on it for 6 months now
I never use the full £150 and I always pay off in full every month.
Credit limit has never increased!
My Aqua Card has a £1,800 Credit limit on it.
I cant understand why Barclays wont budge.

solentsusie

stephane wrote: »

6 months is nothing in the eyes of Barclaycard....probably best to wait another 6 months...at the end of the day you can apply for an increase at anytime, they will say either "yes" or "no"....

Funny that you say that, soon after I got my Barclaycard they sent me an email stating that I could apply for a limit increase after 3 months.

SamGR

Zeus9876 wrote: »

Barclaycard started me off at 5k

I got a 6.5k limit with BC, 8.5k after 6 months.

thomas20

My barclaycard started at £400 then went to £800 and now its £2000. I have it now since May 2014. They also offered me a second card a Platinum one with a straight £5000 limit with a great BT offer!

starM

thomas20 wrote: »

My barclaycard started at £400 then went to £800 and now its £2000. I have it now since May 2014. They also offered me a second card a Platinum one with a straight £5000 limit with a great BT offer!

Did u apply for the 2nd card online and did they privide immediate decision?

andyfromotley

solentsusie wrote: »

Funny that you say that, soon after I got my Barclaycard they sent me an email stating that I could apply for a limit increase after 3 months.

This makes sense to me, i bet all of the people who get one in desperate straights will have maxed it out and missed a payment within 3 months, so at least they are reassured that you are not one of those?

thomas20

starM wrote: »

Did u apply for the 2nd card online and did they privide immediate decision?

Yeah applied online no immediate decision, it was referred then I got an email saying it was on the way and my limit was £5000.

TheEffect

I have just received my Barclaycard Platinum with a £1000 limit. The letter stated they'd look at increasing the limit after 3 months.

Kittycat1981

Hubby got his barclaycard January 0% BT for 35 months - they started him off with £6,800

I applied for a barclaycard (not same as hubby cause i earn just short of 20k) I got 25 months 0% balance transfer at 1.9% BT fee and my limit is £4,000